More Than New

For a limited time only, you can find a home that's More Than New without worrying about what rates and prices might be down the line. Lock in a below-market rate of 5.25%* / 5.479%* APR on a 30-year fixed conventional loan through M/I Financial, LLC, and receive up to $30,000 in Flex Cash** on select Quick Move-In and To-Be-Built homes that can close before the end of the year.


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From the first home we built right here in Central Ohio 50 years ago, M/I Homes has committed to being More Than New.  More Central Ohio families have trusted us to build their home than any other builder because our homes reflect our dedication to quality, years of experience, and devotion to our customers. 

For a limited time only, we’re offering incredible savings and security to make it easier to buy a home today, rather than worrying about what interest rates and pricing will be later. 

For Select Quick Move-In Homes and To-Be-Built Homes That Can Close Between July 1st -  December 31st, 2026:

 🔑 Receive a below-market rate of 5.25%*/ 5.479%* APR on 30-year fixed conventional loans though M/I Financial, LLC

 🔑 Receive up to $30,000 in Flex Cash to use towards any of the following:**

  • Homesite Premium
  • Structural and Design Options
  • Financing and Closing Costs through M/I Financial, LLC  

 🔑 Receive up to $6,500 towards paid closing costs through M/I Financial, LLC*** 

Contact our team to learn more about available homes and communities and to experience the M/I Difference today.

 *The interest rate of 5.25% is based on a 30-year fixed-rate conventional loan. The sales price is $535,000 with a loan amount of $481,500. PMI will be required and is included in the APR. A 10% down payment and a minimum credit score of 720 is required. The ANNUAL PERCENTAGE RATE is 5.479%. This program is available on select Quick Move-In homes and To-Be-Built homes and applies to new contracts only written on or after April 16, 2026. Promotion does not apply to cancellations, rewrites, or transfers. The seller's contribution is limited to agency limits, which depend on the loan program and LTV. Buyer must occupy the property as their primary residence and meet all qualification requirements of the program. The buyer must make a loan application within 48 hours of contract signing and must close between July 1 and December 31, 2026. Other financing options may be available with as little as 5% down. Rate is subject to change without notice and is not guaranteed until locked with M/I Financial, LLC. Conforming conventional loan limits apply. Financing is offered through M/I Financial, LLC (NMLS# 50684). Restrictions do apply. Below-market rate as compared to the weekly Freddie Mac Primary Mortgage Market Survey. A 1% prepaid lock deposit is due at the time of application/rate lock.  Funds are limited and program can be discontinued at any time and without notice. 

**Flex cash is valid on new contracts written on or after April 16, 2026, for a limited time only for To-Be-Built and Quick Move-In homes that can close after July 1, 2026. Buyer may choose to use flex cash towards any of the following: closing costs or rate-buydown through M/I Financial, LLC (NMLS# 50684), structural or design options, or homesite premium. Closing costs exclude prepaid items such as taxes, insurance, and escrows. The seller's contribution is limited to agency limits, which depend on the loan program and LTV. The amount of the offer and any other offers tied to the use of M/I Financial, LLC (NMLS# 50684) cannot exceed 3% of the base price of the home. The buyer will be responsible for any down payment required by the loan program guidelines and any upfront mortgage insurance premiums. The Promotional credits, options, and upgrades vary per plan and community. Buyers will receive up to $30,000 in flex cash in Hyland Glen, Jerome Village - Applewood, Hyatts Meadows, The Ridge at Glacier Pointe on select homesites only, and Berlin Farm in our Signature Collection. Buyers will receive up to $25,000 in flex cash in Forest Ridge, Winterbrooke Place, Woodcrest Crossing, Berlin Farm in our Smart Essentials and Premier Collections, Darby Station in all Collections, Homes at Foxfire, Miller Farm in our Signature Collection, Ivy Wood at Northstar, Pinnacle Quarry, and Spring Hill Farm. Buyers will receive up to $20,000 in flex cash in Hill Farm in our Retreat Collection and in Miller Farm in our Smart Essentials and Premier Collections. Buyers will receive up to $15,000 in flex cash in Clarkshaw Crossing. Anything above and beyond promotional credit is the buyer's responsibility. Certain additional deposits may be required depending on the options selected. If pricing has already been reduced on a Quick Move-In Home, the flex cash amounts will be adjusted accordingly. Restrictions apply. Offer is for a limited time only and is subject to change at any time without notice. See New Home Consultant for specific details and restrictions. 

***Buyer to receive up to $6,500 towards allowable closing costs through M/I Financial, LLC (NMLS# 50684). Buyers are responsible for the buyers' portion of prorated HOA fees/and or dues. Closing costs exclude prepaid items such as taxes, insurance, and escrows. The seller's contribution is limited to agency limits, which depend on the loan program and LTV. The buyer will be responsible for any down payment required by the loan program guidelines and any upfront mortgage insurance premiums. Some restrictions apply. Offer is for a limited time only and is subject to change at any time without notice. Valid on new contracts only written on or after April 16, 2026 and must close on or after July 1, 2026.

Communities offering this incentive

For a limited time only, you can find a home that's More Than New without worrying about what rates and prices might be down the line. Lock in a below-market rate of 5.25%* / 5.479%* APR on a 30-year fixed conventional loan through M/I Financial, LLC, and receive up to $30,000 in Flex Cash** on select Quick Move-In and To-Be-Built homes that can close before the end of the year.