Lower Payments: First-Year Rates As Low As 2.25% / 6.027% APR

November 1 - 8, 2026

If you’ve been waiting for rates to drop to buy a new home, now is the time to buy with our newest program through M/I Financial, LLC. For a limited time only, receive first-year rates as low as 2.25%** / 6.027% APR** with a 3/2/1 buydown on 30-year fixed FHA loans to save thousands on your monthly payments.

Limited-Time Only: The Rates and Payments You’ve Been Waiting For

If you’ve been looking to buy a home but are worried about high interest rates and monthly payments, now is the perfect time to make your move with our newest program through M/I Financial, LLC.

Our newest 3/2/1 buydown on 30-year fixed loans dramatically lowers your monthly payments for the first three years of your mortgage while also securing a below-market rate* for the remainder of your loan, so you don’t have to keep waiting for interest rates to drop.

Take a look at available offers on select Quick Move-In homes when you close by December 31^st, 2026:

Receive a 3/2/1 buydown for 30-year fixed FHA loans through M/I Financial, LLC:
- Year 1: 2.25% Rate** / 6.027% APR**
- Year 2: 3.25% Rate**/ 6.027% APR**
- Year 3: 4.25% Rate** / 6.027% APR**
- Years 4-30: 5.25%** / 6.027% APR**
Paid closing costs up to $6,500 through M/I Financial, LLC^***
Our biggest price reductions of the year^†

With rates like this and limited homes available that qualify, don't wait to contact our team to get started!

*Below-market rate as compared to the weekly Freddie Mac Primary Mortgage Market Survey.

**The interest rate of 5.25% is based on a 30-year fixed rate FHA loan with a 3/2/1 buydown. The sales price is $487,000 with a loan amount of $469,955. Financed amount is $478,179 which includes the FHA UFMIP of 1.75%. The 5.25% interest rate is temporarily reduced in year 1 to 2.25%, year 2 to 3.25%, year 3 to 4.25% and will be 5.25% in years 4-30. The ANNUAL PERCENTAGE RATE is 6.027%. A 3.5% down payment and a minimum credit score of 640 is required. Program is available on select Quick Move-In homes and applies to new contracts only written between November 1, 2026 and November 8, 2026. Promotion does not apply cancellations, re-writes, or transfers. The seller’s contribution is limited to agency limits, which depend on the loan program and LTV. Buyer must occupy the property as their primary residence and meet all qualification requirements of the program. The buyer must make a loan application within 48 hours of contract signing and must close by December 31, 2026. Other financing programs may be available with as little as 5% down. The rate is subject to change without notice and is not guaranteed until locked with M/I Financial, LLC. Maximum allowable FHA county loan limits apply. Financing is offered through M/I Financial, LLC (NMLS# 50684). Restrictions do apply.

^***Buyer to receive up to $6,500 towards allowable closing costs through M/I Financial, LLC (NMLS# 50684). Buyers are responsible for the buyers' portion of prorated HOA fees/and or dues. Closing costs exclude prepaid items such as taxes, insurance, and escrows. The seller's contribution is limited to agency limits, which depend on the loan program and LTV. The buyer will be responsible for any down payment required by the loan program guidelines and any upfront mortgage insurance premiums. Some restrictions apply. Offer is for a limited time only and is subject to change at any time without notice. Valid on new contracts only written on or after November 1, 2026.

^†Reduced pricing amounts vary per home and community. Pricing is accurately displayed on the website.