Back to School Savings: First-Year Rates As Low As 2.875%* / 5.64% APR* With 2/1 Buydown
August 3 - 16, 2026
It’s time for a new school year, new routines, and new homes. And with our limited-time offers that can secure you lower payments to have more to spend on all those school supplies, sports equipment, and new clothes, buying now has never been smarter. Receive first year rates as low as 2.875%* / 5.64% APR* with a 2/1 buydown on 30-year fixed FHA loans through M/I Financial, LLC*, paid closing costs, and more for a limited time only.
More Details
School is almost back in session which means having a little extra credit in your pocket goes a long way now more than ever.
For a limited time only, we’re offering exclusive savings to help you and your family gear up for this exciting new chapter when you close on select Quick Move-In homes that can close by October 30th, 2026:
Lower monthly payments from incredibly low rates with a 2/1 Buydown for 30-year fixed loans through M/I Financial, LLC
FHA Loans:
Year 1: 2.875% Rate* / 5.64% APR*
Year 2: 3.875% Rate*/ 5.64% APR*
Years 3–30: 4.875% Rate* / 5.64% APR*
Conventional Loans:
Year 1: 3.5% Rate** / 5.764% APR**
Year 2: 4.5% Rate**/ 5.764% APR**
Years 3–30: 5.5% Rate** / 5.764% APR**
Paid closing costs up to $6,500 through M/I Financial, LLC***
Substantial savings compared to list price
Don’t skip out on these incredible opportunities to save throughout Central Ohio! Contact our team today to learn more about available homes.
*The interest rate of 4.875% is based on a 30-year fixed rate FHA loan with a 2/1 buydown. The sales price is $535,000 with a loan amount of $516,275. Financed amount is $525,309 which includes the FHA UFMIP of 1.75%. The 4.875% interest rate is temporarily reduced in year 1 to 2.875%, year 2 to 3.875% and will be 4.875% in years 3-30. The ANNUAL PERCENTAGE RATE is 5.64%. A 3.5% down payment and a minimum credit score of 640 is required. Program is available on select Quick Move-In homes and applies to new contracts only written between August 3, 2026 and August 16, 2026. Promotion does not apply cancellations, re-writes, or transfers. The seller’s contribution is limited to agency limits, which depend on the loan program and LTV. Buyer must occupy the property as their primary residence and meet all qualification requirements of the program. The buyer must make a loan application within 48 hours of contract signing and must close by October 30, 2026. Other financing programs may be available with as little as 5% down. The rate is subject to change without notice and is not guaranteed until locked with M/I Financial, LLC. Maximum allowable FHA county loan limits apply. Financing is offered through M/I Financial, LLC (NMLS# 50684). Restrictions do apply.
**The interest rate of 5.5% is based on a 30-year fixed rate conventional loan with a 2/1 buydown and a 10% down payment. The sales price is $535,000 with a loan amount of $481,500. The 5.5% interest rate is temporarily reduced in year 1 to 3.5%, year 2 to 4.5% and will be 5.5% in years 3-30. The ANNUAL PERCENTAGE RATE is 5.764%. PMI will be required and is included in the APR. A minimum credit score of 720 is required. Program is available on select homes only and applies to new contracts written between August 3, 2026 and August 16, 2026. Promotion does not apply to cancellations, re-writes, or transfers. The seller’s contribution is limited to agency limits, which depend on the loan program and LTV. Buyer must occupy the property as their primary residence and meet all qualification requirements of the program. The buyer must make a loan application within 48 hours of contract signing and must close by October 30, 2026. Other financing options may be available with as little as 5% down. Rate is subject to change without notice and is not guaranteed until locked with M/I Financial, LLC. Conforming Conventional loan limits apply. Financing is offered through M/I Financial, LLC (NMLS# 50684). Restrictions do apply.
***Buyer to receive up to $6,500 towards allowable closing costs through M/I Financial, LLC (NMLS# 50684). Buyers are responsible for the buyers' portion of prorated HOA fees/and or dues. Closing costs exclude prepaid items such as taxes, insurance, and escrows. The seller's contribution is limited to agency limits, which depend on the loan program and LTV. The buyer will be responsible for any down payment required by the loan program guidelines and any upfront mortgage insurance premiums. Some restrictions apply. Offer is for a limited time only and is subject to change at any time without notice. Valid on new contracts only written on or after August 3, 2026.
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Communities offering this incentive
It’s time for a new school year, new routines, and new homes. And with our limited-time offers that can secure you lower payments to have more to spend on all those school supplies, sports equipment, and new clothes, buying now has never been smarter. Receive first year rates as low as 2.875%* / 5.64% APR* with a 2/1 buydown on 30-year fixed FHA loans through M/I Financial, LLC*, paid closing costs, and more for a limited time only.