Lower Payments with 2/1 Buydown

††Valid on eligible new contracts written on September 12th, 2025 through September 30th, 2025.The payment is based on a $535,000 sales price with a $481,500 mortgage amount. A 10% down payment and a minimum credit score of 720 is required. The interest rate applies to a 30-year fixed conventional loan with a 2-1 buydown. In the first year, the interest rate is 2.875% and the principal and interest payments are $1,997. In the second year, the interest rate is 3.875% and the principal and interest payments are $2,264. In years 3 through 30, the interest rate is 4.875% and the principal and interest payments are $2,548. Payments do not include taxes, insurance, HOA or monthly mortgage insurance, so your total payment will be higher. The ANNUAL PERCENTAGE RATE is 5.3789%. Program is available on select Quick Move-In homes and applies to new contracts only for a limited time. Promotion does not apply cancellations, re-writes, or transfers. The seller’s contribution is limited to agency limits, which depend on the loan program and LTV. Buyer must occupy the property as their primary residence and meet all qualification requirements of the program. The buyer must make a loan application within 48 hours of contract signing and must close by November 26th, 2025. Other financing programs may be available with as little as 5% down. The rate is subject to change without notice and is not guaranteed until locked with M/I Financial, LLC. Conforming conventional loan limits apply. Financing is offered through M/I Financial, LLC (NMLS# 50684). Restrictions do apply.  

 

**Valid on eligible new contracts written on September 12th, 2025 through September 30th, 2025. The payment is based on a $535,000 sales price with a $516,275 loan amount. Financed amount is $525,637.50 which includes the FHA UFMIP of 1.75%. A 3.5% down payment and a minimum credit score of 640 is required. The 4.875% interest rate applies to a 30-year fixed FHA loan with a 2/1 buydown. In the first year, the interest rate is 2.875% and the principal and interest payments are $2,181. In the second year, the interest rate is 3.875% and the principal and interest payments are $2,472. In years 3 through 30, the interest rate is 4.875% and the principal and interest payments are $2,782. Payments do not include taxes, insurance, HOA, or FHA monthly mortgage insurance so your total payment will be higher. The ANNUAL PERCENTAGE RATE is 5.438%. Program is available on selected Quick Move-In homes and applies to new contracts only for a limited time. Promotion does not apply cancellations, re-writes, or transfers. The seller’s contribution is limited to agency limits, which depend on the loan program and LTV. Buyer must occupy the property as their primary residence and meet all qualification requirements of the program. The buyer must make a loan application within 48 hours of contract signing and must close by November 26th, 2025. Other financing programs may be available with as little as 5% down. The rate is subject to change without notice and is not guaranteed until locked with M/I Financial, LLC. Maximum allowable FHA county loan limits apply. Financing is offered through M/I Financial, LLC (NMLS# 50684). Restrictions do apply.