Built for You

*Flex cash is valid on new contracts written for a limited time only for to-be-built homes and Quick Move-In Homes that can close between October 1^st, 2025–March 31^st, 2026. Buyer may choose to use flex cash towards any of the following: closing costs or rate-buydown through M/I Financial, LLC (NMLS# 50684), structural or design options, or homesite premium. Closing costs exclude prepaid items such as taxes, insurance, and escrows.  The seller's contribution is limited to agency limits, which depend on the loan program and LTV. The amount of the offer and any other offers tied to the use of M/I Financial, LLC (NMLS# 50684) cannot exceed 3% of the base price of the home. The buyer will be responsible for any down payment required by the loan program guidelines and any upfront mortgage insurance premiums. The Promotional credits, options, and upgrades vary per plan and community. Buyers will receive up to $30,000 in flex cash in Hyland Glen, Jerome Village–Applewood, Hyatts Meadows, Berlin Farm in our Signature Collection, and Darby Station in our Signature Collection. Buyers will receive up to $25,000 in flex cash in Forest Ridge, Winterbrooke Place, Woodcrest Crossing, Berlin Farm in our Smart Essentials Collection, Browns Farm, Darby Station in our Smart Essentials, Premier, and Innovations Collections, Homes at Foxfire, Liberty Grand in our Smart Essentials and Innovations Collections, Heron Crossing, Miller Farm in our Signature Collection, Pinnacle Quarry, and Spring Hill Farm. Buyers will receive up to $20,000 in flex cash in Clarkshaw Crossing in our Smart Innovations Collections, Hill Farm in our Smart, Premier, and Retreat Collections, and in Miller Farm in our Smart Essentials and Premier Collections. Buyers will receive up to $15,000 in flex cash in Clarkshaw Crossing in our Smart Townes Collection. Anything above and beyond promotional credit is the buyer's responsibility. Certain additional deposits may be required depending on the options selected. If pricing has already been reduced on a Quick Move-In Home, the flex cash amounts will be adjusted accordingly. Restrictions apply. Offer is for a limited time only and is subject to change at any time without notice. See New Home Consultant for specific details and restrictions.

**Buyer to receive up to $6,500 towards allowable closing costs through M/I Financial, LLC (NMLS# 50684). Closing costs exclude prepaid items such as taxes, insurance, and escrows. The seller's contribution is limited to agency limits, which depend on the loan program and LTV. The buyer will be responsible for any down payment required by the loan program guidelines and any upfront mortgage insurance premiums. Some restrictions apply. Offer is for a limited time only and is subject to change at any time without notice. Valid on new contracts only.

***Promotional rate is based on a $535,000 sales price with a $516,275 loan amount. Financed amount is $525,309 which includes the FHA UFMIP of 1.75%. A 3.5% down payment and a minimum credit score of 640 is required. The interest rate applies to a 30-year FHA loan with a 2/1 buydown. The interest rate is temporarily reduced to 2.875% for year 1, 3.875% for year 2, and 4.875% for years 3–30. The ANNUAL PERCENTAGE RATE is 5.438%. Program is available on selected Quick Move-In homes and applies to new contracts only. Promotion does not apply cancellations, re-writes, or transfers and can end at any time. The seller’s contribution is limited to agency limits, which depend on the loan program and LTV. Buyer must occupy the property as their primary residence and meet all qualification requirements of the program. The buyer must make a loan application within 48 hours of contract signing and must close by September 30, 2025. Other financing programs may be available with as little as 5% down. The rate is subject to change without notice and is not guaranteed until locked with M/I Financial, LLC. Maximum allowable FHA county loan limits apply. Financing is offered through M/I Financial, LLC (NMLS# 50684). Restrictions do apply.

^†Reduced Quick Move-In pricing varies by community and homes. See New Home Consultant for details.