Star Spangled Savings

June 22 - July 31, 2026

As America celebrates its 250th anniversary, enjoy limited-time savings inspired by the spirit of independence, opportunity, and new beginnings.


More Details:

During our Star Spangled Savings Event, M/I Homes is honoring this historic milestone with exclusive incentives that make homeownership more achievable than ever.

 

Select a Quick Move-In Home Closing by 7/31 to Receive:

  • 1/0 Rate Buydown on a 30-year VA Fixed-Rate Loan:*
    • Year 1: 3.875% Rate* / 5.7836% APR*
    • Years 2-30: 4.875% Rate* / 5.7836% APR*
  •  

  • 1/0 Rate Buydown on a 30-year FHA Fixed-Rate Loan:**
    • Year 1: 3.875% Rate** / 5.6347% APR**
    • Years 2-30: 4.875% Rate** / 5.6347% APR**
  •  

  • Plus, receive up to $10,000 in paid closing costs through M/I Financial***

 

Build Your Dream Home and Receive:

  • Up to $60,000 in FREE options⁑
  •  $10,000 in paid closing costs through M/I Financial⁑⁑

 

 *The interest rate of 4.875% is based on a 30-year fixed-rate VA loan with a 1/0 buydown on a sales price of $350,000 and a loan amount of $350,000. Financed amount is $357,525, which includes a VA Funding Fee of 2.15%. A 0% down payment and a minimum credit score of 640 are required. The 4.875% interest rate is temporarily reduced to 3.875% for year 1, and will be 4.875% for years 2-30. The ANNUAL PERCENTAGE RATE is 5.7836%. Program is available on selected Quick Move-In homes and applies to new contracts written by 6/30/26. Promotion does not apply to cancellations, rewrites, or transfers. The seller's contribution is limited to agency limits, which depend on the loan program and LTV. Buyer must occupy the property as their primary residence and meet all qualification requirements of the program. The buyer must make a loan application within 48 hours of contract signing and must close by July 31, 2026. Other financing programs may be available with as little as 3.50% down. The rate is subject to change without notice and is not guaranteed until locked with M/I Financial, LLC. Maximum allowable VA county loan limits apply. Financing is offered through M/I Financial, LLC (NMLS# 50684). Restrictions do apply.

**The interest rate of 4.875% is based a 30-year fixed-rate FHA loan with a 1/0 buydown on a sales price of $350,000 sales price and a loan amount of $337,750. The Financed amount is $343,660, which includes the FHA UFMIP of 1.75%. A 3.5% down payment and a minimum credit score of 640 are required. The 4.875% interest rate is temporarily reduced to 3.875% for year 1, and will be 4.875% for years 2–30. The ANNUAL PERCENTAGE RATE is 5.6347%. Program is available on selected Quick Move-In homes and applies to new contracts written by 6/30/26. Promotion does not apply to cancellations, rewrites, or transfers. The seller's contribution is limited to agency limits, which depend on the loan program and LTV. Buyer must occupy the property as their primary residence and meet all qualification requirements of the program. The buyer must make a loan application within 48 hours of contract signing and must close by July 31, 2026. Other financing programs may be available with as little as 5% down. The rate is subject to change without notice and is not guaranteed until locked with M/I Financial, LLC. Maximum allowable FHA county loan limits apply. Financing is offered through M/I Financial, LLC (NMLS# 50684). Restrictions do apply.

***On top of the 1/0 buydown, the buyer is to receive up to $10,000 towards allowable closing costs through M/I Financial, LLC (NMLS #50684). Closing costs exclude prepaid items such as taxes, insurance, and escrows. The seller's contribution is limited to agency limits, which depend on the loan program and LTV. Buyer will be responsible for any down payment required by the loan program guidelines and any upfront mortgage insurance premiums. The program is available on selected Quick Move-In homes and applies to new contracts only. Promotion does not apply to cancellations, rewrites, or transfers. Offer is for a limited time only and is subject to change at any time without notice. Offer valid on FULL PRICED CONTRACTS written by 6/30/2026. Must close by 7/31/26. Restrictions do apply.

⁑Buyer to receive up to $60,000 in design options on to-be-built homes when you sign a new Purchase Agreement between 6/22/26-6/30/26. Amount varies by community. Offer not available for previously purchased homes, transfers or cancellations. Purchaser may use incentive toward Design options and select Structural Options. Promotion subject to restrictions, can change at any time and may not be combined with any other offers.

⁑⁑Buyer is to receive up to $10,000 towards allowable closing costs through M/I Financial, LLC (NMLS #50684). Closing costs exclude prepaid items such as taxes, insurance, and escrows. The seller's contribution is limited to agency limits, which depend on the loan program and LTV. Buyer will be responsible for any down payment required by the loan program guidelines and any upfront mortgage insurance premiums. The program is available on To-Be-Built and applies to new contracts only. Promotion does not apply to cancellations, rewrites, or transfers. Offer is for a limited time only and is subject to change at any time without notice. Offer valid on FULL PRICED CONTRACTS written by 6/30/2026. Restrictions do apply.