New Year New Deals

*The payment is based on a $350,000 sales price with a $350,000 loan amount. The Financed amount is $357,525 which includes the VA Funding Fee of 2.15%. A 0% down payment and a minimum credit score of 640 is required. The interest rate applies to a 30-year fixed VA loan with a 1/0 buy-down. The interest rate is temporarily reduced to 3.875% for year 1, and 4.875% for years 2–30. The ANNUAL PERCENTAGE RATE is 5.7836%. Program is available on selected Quick Move-In homes and applies to new contracts only. Promotion does not apply cancellations, re-writes, or transfers. The seller’s contribution is limited to agency limits, which depend on the loan program and LTV. Buyer must occupy the property as their primary residence and meet all qualification requirements of the program. The buyer must make a loan application within 48 hours of contract signing and must close by February 27, 2026. Other financing programs may be available with as little as 3.50% down. The rate is subject to change without notice and is not guaranteed until locked with M/I Financial, LLC. Financing is offered through M/I Financial, LLC (NMLS# 50684). Restrictions do apply.

**The payment is based on a $350,000 sales price with a $337,750 loan amount. Financed amount is $343,660 which includes the FHA UFMIP of 1.75%. A 3.5% down payment and a minimum credit score of 640 is required. The interest rate applies to a 30-year fixed FHA loan with a 1/0 buy-down. The interest rate is temporarily reduced to 3.875% for year 1, and 4.875% for years 2–30. The ANNUAL PERCENTAGE RATE is 5.6347%. Program is available on selected Quick Move-In homes and applies to new contracts only. Promotion does not apply cancellations, re-writes, or transfers. The seller’s contribution is limited to agency limits, which depend on the loan program and LTV. Buyer must occupy the property as their primary residence and meet all qualification requirements of the program. The buyer must make a loan application within 48 hours of contract signing and must close by 2/27/26. Other financing programs may be available with as little as 5% down. The rate is subject to change without notice and is not guaranteed until locked with M/I Financial, LLC. Financing is offered through M/I Financial, LLC (NMLS# 50684). Restrictions do apply.

***On top of the 1/0 buydown, the buyer is to receive up to $6,000 towards allowable closing costs through M/I Financial, LLC (NMLS #50684). Closing costs exclude prepaid items such as taxes, insurance, and escrows. The seller’s contribution is limited to agency limits, which depend on the loan program and LTV. Buyer will be responsible for any down payment required by the loan program guidelines and any upfront mortgage insurance premiums. The program is available on selected Quick Move-In homes and applies to new contracts only. Promotion does not apply to cancellations, re-writes, or transfers. Offer is for a limited time only and is subject to change at any time without notice. Offer valid on FULL PRICED CONTRACTS written by 1/31/2026. Must close by 2/27/26. Restrictions do apply.

⁑The buyer to receive a free covered back patio, half-off homesite premium, and up to $7,500 towards allowable closing costs through M/I Financial, LLC (NMLS #50684). Applicable to to-be-built homes in Smart Series communities only. Closing costs exclude prepaid items such as taxes, insurance, and escrows. The seller's contribution is limited to agency limits, which depend on the loan program and LTV. Buyer will be responsible for any down payment required by the loan program guidelines and any upfront mortgage insurance premiums.  Offer is for a limited time only and is subject to change at any time without notice. Offer valid on FULL PRICED CONTRACTS written by 1/31/2026. Must close by 2/27/26. Restrictions do apply.

⁑ ⁑The buyer to receive half-off design options up to $30,000 and a half-off homesite premium. The maximum design option discount is $15,000. The discount is to be taken at the design appointment. Available only in Classic Series communities. Offer is for a limited time only and is subject to change at any time without notice. Offer valid on FULL-PRICED CONTRACTS written by 1/31/2026. Must close by 2/27/26. Restrictions do apply.