Holiday of Homes: Below-Market Rate*, Paid Closing Costs***, Design Option Savings ⁑⁑, and More
September 26 - October 31, 2025
Take advantage of seasonal savings on new homes across Greater San Antonio. Build from the ground up and receive discounts on the lot premium, design options, and more. Close by 11/28 and receive first-year rates as low as 1.875%** / 5.6328% APR** on a 30-year fixed FHA loan with a 3/2/1 buydown and up to $6,000 in paid closing costs through M/I Financial, LLC.***
More Details:
The holidays are a time to gather, celebrate, and create lasting memories at home. Take advantage of limited-time seasonal savings on select Quick Move-In and To-Be-Built homes in Greater San Antonio, just in time to make this holiday season extra special.
Select Quick Move-In Homes Closing by 11/28/25
- 3/2/1 buydown on a 30-year Fixed FHA loan**
- Year 1: 1.875% Rate / 5.6328% APR
- Year 2: 2.875% Rate / 5.6328% APR
- Years 3: 3.875% Rate / 5.6328% APR
- Years 4-30: 4.875% Rate / 5.6328% % APR
- Plus, receive paid closing costs up to $6,000 through M/I Financial***
To-Be-Built Smart Series Homes: ⁑
- Up to $7,500 in paid closing costs through M/I Financial
- Free covered patio
- Half-off lot premium
To-Be-Built Classic Series Homes: ⁑⁑
- Half-off design options
- Half-off lot premium
Contact our team to learn more about these seasonal incentives and schedule your on-site visit today!
**Promotional Rate is based on a $350,000 sales price with a $337,750 base loan amount. The financed amount of $343,660, which includes the FHA UFMIP of 1.75%. A 3.5% down payment and a minimum credit score of 640 is required. The 4.875% interest rate applies to a 30-year fixed rate FHA loan with a 3/2/1 buy-down. The 4.875% interest rate is temporarily reduced to 1.875% for year 1, 2.875% for year 2, 3.875% for year 3 and 4.875% for years 4-30. The ANNUAL PERCENTAGE RATE is 5.6328%. The program is available on selected Quick Move-In homes and applies to new contracts only. Promotion does not apply to cancellations, re-writes, or transfers. The seller’s contribution is limited to agency limits, which depend on the loan program and LTV. Buyer must occupy the property as their primary residence and meet all qualification requirements of the program. The buyer must make a loan application within 48 hours of contract signing and must close by November 28th, 2025. Other financing programs may be available with as little as 5% down. The rate is subject to change without notice and is not guaranteed until locked with M/I Financial, LLC. Maximum allowable FHA county loan limits apply. Financing is offered through M/I Financial, LLC (NMLS# 50684). Restrictions do apply.
⁑The buyer to receive a free covered back patio, half-off homesite premium, and up to $7,500 towards allowable closing costs through M/I Financial, LLC (NMLS #50684). Applicable to to-be-built homes in Smart Series communities only. Closing costs exclude prepaid items such as taxes, insurance, and escrows. The seller's contribution is limited to agency limits, which depend on the loan program and LTV. Buyer will be responsible for any down payment required by the loan program guidelines and any upfront mortgage insurance premiums. Offer is for a limited time only and is subject to change at any time without notice. Offer valid on FULL PRICED CONTRACTS written by 10/31/2025. Restrictions do apply.
⁑ ⁑The buyer to receive half-off design options up to $30,000 and a half-off homesite premium. The maximum design option discount is $15,000. The discount is to be taken at the design appointment. Available only in Classic Series communities. Offer is for a limited time only and is subject to change at any time without notice. Offer valid on FULL-PRICED CONTRACTS written by 10/31/2025. Restrictions do apply.
Have questions for us?
Ask about current properties or more details about this incentive, or call (210) 333-2244