First-Year Rates as Low as 2.875% / 5.6384% APR (FHA)* and More During Holiday of Homes

Enjoy limited-time seasonal savings on To-Be-Built homes, plus purchase a Quick Move-In home that can close by December 31, 2024 and receive a 2.875% Rate* / 5.6384% APR* for the first year with a temporary 2/1 buydown offered through M/I Financial, LLC.


More Details:

Home has a special meaning during the holidays. It’s time spent with family and friends to celebrate holiday traditions.

Enjoy these limited-time seasonal savings on select Quick Move-In and To-Be-Built homes.

Quick Move-In Homes Closing by December 31st:

  • Limited Time 2/1 Buydown Offered through M/I Financial, LLC*

    • Year 1: 2.875% Rate* / 5.6384% APR
    • Year 2: 3.875% Rate* / 5.6384% APR
    • Years 3-30: 4.875% Rate* / 5.6384% APR

  • Plus, $5,000 in Paid Closing Costs**

To-Be-Built Smart Series Homes:***

  • Free Gold Interior Design Package
  • Up to $10,000 in Paid Closing Costs
  • Half Off Lot Premium

To-Be-Built Classic Series Homes:†

  • Half off design options up to $30,000
  • Free Luxury Bath with freestanding bathtub
  • Half off lot premium

Contact our team today for a list of available homes in your desired neighborhood!

*The payment is based on a $320,000 sales price with a $308,800 loan amount. Financed amount is $314,204 which includes the FHA UFMIP of 1.75%. A 3.5% down payment and a minimum credit score of 640 is required. The interest rate applies to a 30-year Federal Housing Authority loan with a 2/1 buydown. The interest rate is temporarily reduced to 2.875% for year 1, 3.875% for year 2, and 4.875% for years 3–30. The ANNUAL PERCENTAGE RATE is 5.6384%. Program is available on selected Quick Move-In homes and applies to new contracts only. Promotion does not apply cancellations, re-writes, or transfers. The seller’s contribution is limited to agency limits, which depend on the loan program and LTV. Buyer must occupy the property as their primary residence and meet all qualification requirements of the program. The buyer must make a loan application within 48 hours of contract signing and must close by December 31st, 2024. Other financing programs may be available with as little as 5% down. The rate is subject to change without notice and is not guaranteed until locked with M/I Financial, LLC. Financing is offered through M/I Financial, LLC (NMLS# 50684). Below-market rate as compared to the weekly Freddie Mac Primary Mortgage Market Survey. Maximum allowable FHA county loan limits apply Restrictions do apply.
 
**In addition to limited time 2/1 buydown, buyer to receive $5,000 towards allowable closing costs through M/I Financial, LLC (NMLS# 50684). Closing costs exclude prepaid items such as taxes, insurance, and escrows. The seller's contribution is limited to agency limits which depend on the loan program and LTV. Buyer will be responsible for any down payment required by the loan program guidelines and any upfront mortgage insurance premiums. Offer is for a limited time only and is subject to change at any time without notice. Valid on FULL PRICED CONTRACTS written between 11/1/2024 and 11/30/2024

 

***Buyer to receive a gold design package. half off lot premium, and up to $10,000 towards allowable closing costs through M/I Financial, LLC (NMLS #50684). Closing costs exclude prepaid items such as taxes, insurance, and escrows. The seller's contribution is limited to agency limits which depend on the loan program and LTV. Buyer will be responsible for any down payment required by the loan program guidelines and any upfront mortgage insurance premiums. Applicable on to-be-built homes in Smart Series communities only. Offer is for a limited time only and is subject to change at any time without notice. Offer valid on FULL PRICED CONTRACTS written between 11/1/2024 to 11/30/2024.

†Buyer to receive half-off design options up to $30,000, a luxury bath with freestanding bathtub, and half off lot premium. The seller's contribution is limited to agency limits which depend on the loan program and LTV. Buyer will be responsible for any down payment required by the loan program guidelines and any upfront mortgage insurance premiums. Maximum design option discount is $15,000. Discount to be taken at the design appointment. Buyer will also receive half off lot premium. Available only on to-be-built Classic Series homes in Everly Estates and Preserve at Annabelle Ranch. Valid on FULL PRICED CONTRACTS written between 11/1/2024 and 11/30/2024. Offer subject to change without notice.