Fall Into Savings: Below-Market Rate*, Paid Closing Costs† , Design Option Savings††† , and More
September 1 - 30, 2025
This September, Fall Into Savings on your new home in Greater San Antonio. Purchase a Quick Move-In home that can close by 10/31 and receive first-year rates as low as 2.875%*** / 5.4677% APR*** on a 30-year fixed VA loan and up to $10,000 in paid closing costs through M/I Financial, LLC.† Or build from the ground up and receive discounts on the lot premium, design options, and more.
More Details:
This September, Fall Into Savings on your dream home in Greater San Antonio! We're offering a wide variety of Quick Move-In and To-Be-Built homes featuring open-concept layouts, 2- to 3-car garages, luxurious standard features, oversized homesites, and more!
2/1 buydown on a 30-year Fixed VA loan***
• Year 1: 2.875% Rate / 5.4677% APR
• Year2: 3.875% Rate / 5.4677% APR
• Years 3-30: 4.875% Rate / 5.4677% APR
Plus, receive paid closing costs up to $10,000 through M/I Financial†
To-Be-Built Smart Series Homes:††
Up to $7,500 in paid closing costs through M/I Financial
Free covered patio
Half-off lot premium
To-Be-Built Classic Series Homes:†††
Half-off design options
Half-off lot premium
Contact our team to learn more about these seasonal incentives and schedule your on-site visit today!
*Below-market rate as compared to the weekly Freddie Mac Primary Mortgage Market Survey.
**The promotional rate is based on a $350,000 sales price with a $337,750 loan amount. The financed amount is $343,660, which includes the FHA UFMIP of 1.75%. A 3.5% down payment and a minimum credit score of 640 are required. The interest rate applies to a 30-year fixed FHA loan with a 2/1 buy-down. The 4.875% interest rate is temporarily reduced to 2.875% for year 1, 3.875% for year 2, and fixed at 4.875% for years 3–30. The ANNUAL PERCENTAGE RATE is 5.8877%. The program is available on selected Quick Move-In homes and applies to new contracts only. Promotion does not apply to cancellations, rewrites, or transfers. The seller’s contribution is limited to agency limits, which depend on the loan program and LTV. Buyer must occupy the property as their primary residence and meet all qualification requirements of the program. The buyer must make a loan application within 48 hours of contract signing and must close by October 31st, 2025. Other financing programs may be available with as little as 5% down. The rate is subject to change without notice and is not guaranteed until locked with M/I Financial, LLC. Maximum allowable FHA county loan limits apply. Financing is offered through M/I Financial, LLC (NMLS# 50684). Offer valid on FULL-PRICED CONTRACTS written by 9/30/2025. Restrictions do apply.
***The Promotional Rate is based on a $350,000 sales price with a $350,000 loan amount. The financed amount is $357,525, which includes the VA Funding Fee of 2.15%. A 0% down payment and a minimum credit score of 640 are required. The interest rate applies to a 30-year fixed VA loan with a 2/1 buy-down. The 4.875% interest rate is temporarily reduced to 2.875% for year 1, 3.875% for year 2, and fixed at 4.875% for years 3–30. The ANNUAL PERCENTAGE RATE is 5.4677%. The program is available on selected Quick Move-In homes and applies to new contracts only. Promotion does not apply to cancellations, rewrites, or transfers. The seller’s contribution is limited to agency limits, which depend on the loan program and LTV. Buyer must occupy the property as their primary residence and meet all qualification requirements of the program. The buyer must make a loan application within 48 hours of contract signing and must close by October 31st, 2025. Other financing programs may be available with as little as 3.50% down. The rate is subject to change without notice and is not guaranteed until locked with M/I Financial, LLC. Maximum allowable VA county limits apply. Financing is offered through M/I Financial, LLC (NMLS# 50684). Offer valid on FULL-PRICED CONTRACTS written by 9/30/2025. Restrictions do apply.
†On top of the 2/1 buydown, the buyer is to receive up to $10,000 towards allowable closing costs through M/I Financial, LLC (NMLS #50684). Closing costs exclude prepaid items such as taxes, insurance, and escrows. The seller's contribution is limited to agency limits, which depend on the loan program and LTV. Buyer will be responsible for any down payment required by the loan program guidelines and any upfront mortgage insurance premiums. The program is available on selected Quick Move-In homes and applies to new contracts only. Promotion does not apply to cancellations, rewrites, or transfers. Offer is for a limited time only and is subject to change at any time without notice. Offer valid on FULL-PRICED CONTRACTS written between 9/1/2025 and 9/30/2025. Must close by 10/31/25. Restrictions do apply.
††The buyer to receive a free covered back patio, half-off homesite premium, and up to $7,500 towards allowable closing costs through M/I Financial, LLC (NMLS #50684). Applicable to to-be-built homes in Smart Series communities only. Closing costs exclude prepaid items such as taxes, insurance, and escrows. The seller's contribution is limited to agency limits, which depend on the loan program and LTV. Buyer will be responsible for any down payment required by the loan program guidelines and any upfront mortgage insurance premiums. Offer is for a limited time only and is subject to change at any time without notice. Offer valid on FULL PRICED CONTRACTS written by 9/30/2025. Restrictions do apply.
†††The buyer to receive half-off design options up to $30,000 and a half-off homesite premium. The maximum design option discount is $15,000. The discount is to be taken at the design appointment. Available only in Classic Series communities. Offer is for a limited time only and is subject to change at any time without notice. Offer valid on FULL-PRICED CONTRACTS written by 9/30/2025. Restrictions do apply.
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Communities offering this incentive
This September, Fall Into Savings on your new home in Greater San Antonio. Purchase a Quick Move-In home that can close by 10/31 and receive first-year rates as low as 2.875%*** / 5.4677% APR*** on a 30-year fixed VA loan and up to $10,000 in paid closing costs through M/I Financial, LLC.† Or build from the ground up and receive discounts on the lot premium, design options, and more.