Holiday Doorbuster Deals on Quick Move-In Homes: Limited-Time Rate, Paid Closing Costs, and More

*The APR is based on a $308,800 loan amount. The financed amount is $314,204, which includes the FHA UFMIP of 1.75%. A 3.5% down payment and a minimum credit score of 640 is required. The interest rate applies to a 30-year FHA loan with a 2/1 buydown. The interest rate is temporarily reduced to 2.875% for year 1, 3.875% for year 2, and 4.875% for years 3–30. The ANNUAL PERCENTAGE RATE is 5.6384%. Program is available on selected Quick Move-In homes and applies to new contracts only. Promotion does not apply to cancellations, re-writes, or transfers. The seller's contribution is limited to agency limits, which depend on the loan program and LTV. The buyer must occupy the property as their primary residence and meet all qualification requirements of the program. The buyer must make a loan application within 48 hours of contract signing and must close by January 31st, 2025. Other financing programs may be available with as little as 5% down. The rate is subject to change without notice and is not guaranteed until locked with M/I Financial, LLC. Financing is offered through M/I Financial, LLC (NMLS# 50684). Below-market rate as compared to the weekly Freddie Mac Primary Mortgage Market Survey. Maximum allowable FHA county loan limits apply. Restrictions do apply. 
 
**In addition to limited time 2/1 buydown, the buyer is to receive $5,000 towards allowable closing costs through M/I Financial, LLC (NMLS# 50684). Closing costs exclude prepaid items such as taxes, insurance, and escrows. The seller's contribution is limited to agency limits, which depend on the loan program and LTV. Buyer will be responsible for any down payment required by the loan program guidelines and any upfront mortgage insurance premiums. Offer is for a limited time only and is subject to change at any time without notice. Valid on FULL PRICED CONTRACTS written between 12/13/2024 and 12/23/2024.

***Free appliance package includes standard washer, dryer, refrigerator and are only available on move-in ready homes that can close by 12/31/2024. Valid on FULL PRICED CONTRACTS written between 12/13/2024 and 12/23/2024.