1st-Year Rates as Low as 2.875%* / 5.672% APR* with a 2/1 Buydown in Wildrye

Spring savings on a select quick move-in homes with a 2/1 buydown featuring first-year rates as low 2.875%* / 5.672% APR* on a 30-year fixed FHA loan through M/I Financial, LLC. Valid in Wildrye only.

Details

M/I Financial now offers you a program that dramatically lowers your payments for the first two years of your mortgage in Wildrye, putting a great new home within your reach. 

✅ 2/1 buydown on a 30-year fixed FHA mortgage*

  • Year 1: 2.875% Rate / 5.672% APR
  • Year 2: 3.875% Rate / 5.672% APR
  • Years 3-30: 4.875% Rate / 5.672% APR 

✅ 2/1 buydown on a 30-year fixed VA mortgage⁑

  • Year 1: 2.875% Rate / 5.129% APR
  • Year 2: 3.875% Rate / 5.129% APR
  • Years 3-30: 4.875% Rate / 5.129% APR 

PLUS receive up to $3,000 in paid closing costs!***

 

*The 4.875% interest rate is based on a 2-1 temporary buydown for a 30-year fixed FHA loan with a 3.5% down payment. The 4.875% interest rate is temporarily reduced to 2.875% for year 1, 3.875% for year 2, and 4.875% for years 3-30. In the first year, the interest rate is 2.875% and the principal and interest payments are $1,222.13.  In the second year, the interest rate is 3.875% and the principal and interest payments are $1,385.16.  In years 3 through 30, the interest rate is 4.875% and the principal and interest payments are $1,558.87. ANNUAL PERCENTAGE RATE is 5.672% and is based on a sales price of $300,000 with a loan amount of $294,566, which includes the FHA UFMIP of 1.75%. Buyer must make loan application within 48 hours of contract signing and must close by June 30th, 2026. Buyer must occupy the property as their primary residence and meet all qualification requirements of the program. The seller’s contribution is limited to agency limits which depend on the loan program and LTV. Payments are based on a minimum 640 credit score. Maximum allowable FHA county limits apply. Other financing programs may be available with as little as 0% down. Financing is offered through M/I Financial, LLC (NMLS# 50684). Program is available on selected Quick Move-In homes only and applies to new contracts written on or after April 2nd, 2026. Promotion does not apply cancellations, re-writes, or transfers. The advertised rate is for a limited time and is subject to change without notice until locked with M/I Financial, LLC. Restrictions do apply. Please see a New Home Consultant for more information and details.

⁑The 4.875% interest rate is based on a 2-1 temporary buydown for a 30-year fixed VA loan with a 0% down payment. The 4.875% interest rate is temporarily reduced to 2.875% for year 1, 3.875% for year 2, and 4.875% for years 3-30. In the first year, the interest rate is 2.875% and the principal and interest payments are $1,271.44.  In the second year, the interest rate is 3.875% and the principal and interest payments are $1,441.04.  In years 3 through 30, the interest rate is 4.875% and the principal and interest payments are $1,621.76. ANNUAL PERCENTAGE RATE is 5.129% and is based on a sales price of $300,000 with a loan amount of $306,450, which includes the VA Funding Fee of 2.15%. Buyer must make loan application within 48 hours of contract signing and must close by June 30th, 2026. Buyer must occupy the property as their primary residence and meet all qualification requirements of the program. The seller’s contribution is limited to agency limits which depend on the loan program and LTV. Payments are based on a minimum 640 credit score. Maximum allowable VA county limits apply. Other financing programs may be available with as little as 3.5% down. Financing is offered through M/I Financial, LLC (NMLS# 50684). Program is available on selected Quick Move-In homes only and applies to new contracts written on or after April 2nd, 2026. Promotion does not apply cancellations, re-writes, or transfers. The advertised rate is for a limited time and is subject to change without notice until locked with M/I Financial, LLC. Restrictions do apply. Please see a New Home Consultant for more information and details.

***Buyer to receive a percentage of contract base price towards allowable closing costs, exclusive to M/I Financial, LLC (NMLS# 50684) with a contract executed between 4/2/26-4/30/26. The total closing cost contribution is not to exceed a maximum of $3,000. "Closing costs" exclude prepaid items such as taxes, insurance, and escrows. The seller's contribution is limited to agency limits, which depend on the loan program and LTV. The buyer will be responsible for any down payment required by the loan program guidelines and any upfront mortgage insurance premiums. Some restrictions apply. The offer is for a limited time only and is subject to change without notice. If combining with a special rate incentive, then the total contribution will differ by loan program and other factors. The offer is not available for renegotiation on existing contracts and is subject to change without notice. See New Home Consultant for complete details.

Communities offering this incentive

Spring savings on a select quick move-in homes with a 2/1 buydown featuring first-year rates as low 2.875%* / 5.672% APR* on a 30-year fixed FHA loan through M/I Financial, LLC. Valid in Wildrye only.

Wildrye

Waller, TX