Limited-Time Offer: 3.99% Rate* / 5.316% APR* with a 7/6 ARM Fixed for 7 Years*
Make your dream of homeownership a reality. Discover how you could lock in an incredible 3.99% Rate* / 5.316% APR* with a 7/6 ARM Fixed for 7 Years* offered through M/I Financial, LLC—an exclusive, limited-time opportunity!
More Details:
New Low Rate!
The Opportunity to Own a New Home is More Attainable Than Ever
For a limited time, you can secure an exclusive 3.99% Rate / 5.428%APR* loan for the first 7 years of owning your new home. With this special program, offered through M/I Financial, LLC, there's never been a better time to buy!
Special Rate: 7/6 ARM Rate on homes that close on or before March 31st, 2026:
- Years 1-7: 3.99% Rate*/ 5.428% APR*
- Years 8-30: Interest rate and payment adjust every 6 months based on index rate changes.*
- Be sure to ask about our FHA and 30 Year Fixed Conventional Loan options.
Why choose this special rate?
- Lower Monthly Payments: Enjoy more affordable payments for your first 7 years.
- More Buying Power: Take advantage of a lower rate to purchase your ideal home.
- Peace of Mind: Lock in your rate now and move into a new, high-quality M/I Home.
Limited Time Only: This exclusive offer is available for homes that close by March 31st, 2026.
*The payment is based on a $500,000 sales price, a $400,000 mortgage amount and a 20% down payment with a 30‑year Conventional 7/6 ARM on new contracts executed on or after February 4th, 2026 that can close by March 31st, 2026. In the first 7 years, the interest rate is 3.99% and the principal and interest payments are $1,907.36. After 84 payments the interest rate can increase or decrease a maximum of 5%.
Thereafter, the interest rate is subject to change every 6 months and can increase or decrease a maximum of 1% with a lifetime minimum interest rate of 2.75% and a lifetime maximum interest rate of 8.99%. The adjustments are based on the 30‑day average SOFR index plus a margin of 2.75%.
Payments do not include taxes, insurance [or private mortgage insurance] so your total payment will be higher. The ANNUAL PERCENTAGE RATE is 5.428%.
Assuming the 30‑day average SOFR index is the same after 84 payments as it was on 02/02/2026, the simple interest rate after the first adjustment would be 6.4142% and the payment would be $2,387.89 and would remain constant for the next 6 months. There is no guarantee the index will remain the same during the life of the loan; therefore, the APR may increase or decrease during the term of the loan.
Have questions for us?
Ask about current properties or more details about this incentive, or call (512) 265-0288