Limited-Time Offer: 3.99% Rate* / 5.316% APR* with a 7/6 ARM Fixed for 7 Years*
Make your dream of homeownership a reality. Discover how you could lock in an incredible 3.99% Rate* / 5.316% APR* with a 7/6 ARM Fixed for 7 Years* offered through M/I Financial, LLC—an exclusive, limited-time opportunity!
More Details:
New Low Rate!
The Opportunity to Own a New Home is More Attainable Than Ever
For a limited time, you can secure an exclusive 3.99% Rate / 5.428%APR* loan for the first 7 years of owning your new home. With this special program, offered through M/I Financial, LLC, there's never been a better time to buy!
Special Rate: 7/6 ARM Rate on homes that close on or before April 30th, 2026:
- Years 1-7: 3.99% Rate*/ 5.428% APR*
- Years 8-30: Interest rate and payment adjust every 6 months based on index rate changes.*
- Be sure to ask about our FHA and 30 Year Fixed Conventional Loan options.
Why choose this special rate?
- Lower Monthly Payments: Enjoy more affordable payments for your first 7 years.
- More Buying Power: Take advantage of a lower rate to purchase your ideal home.
- Peace of Mind: Lock in your rate now and move into a new, high-quality M/I Home.
Limited Time Only: This exclusive offer is available for homes sold on or after March 4th, 2026 that close by April 30th, 2026.
*The payment is based on a $500,000 sales price, a $400,000 mortgage amount and a 20% down payment with a 30‑year Conventional 7/6 ARM on new contracts executed on or after March 4th, 2026 that can close by April 30th, 2026. In the first 7 years, the interest rate is 3.99% and the principal and interest payments are $1,907.36. After 84 payments the interest rate can increase or decrease a maximum of 5%. Thereafter, the interest rate is subject to change every 6 months and can increase or decrease a maximum of 1% with a lifetime minimum interest rate of 2.75% and a lifetime maximum interest rate of 8.99%. The adjustments are based on the 30‑day average SOFR index plus a margin of 2.75%. Payments do not include taxes, insurance, or HOA so your total payment will be higher. The ANNUAL PERCENTAGE RATE is 5.428%. Assuming the 30‑day average SOFR index is the same after 84 payments as it was on 02/02/2026, the simple interest rate after the first adjustment would be 6.4142% and the payment would be $2,387.89 and would remain constant for the next 6 months. There is no guarantee the index will remain the same during the life of the loan; therefore, the APR may increase or decrease during the term of the loan. A minimum 720 FICO is required. No exceptions. The promotion does not apply to cancellations, rewrites, or transfers. Buyer must occupy the property as their primary residence and meet all qualification requirements of the program. Restrictions do apply. Available through M/I Financial, LLC (NMLS# 50684).
Have questions for us?
Ask about current properties or more details about this incentive, or call (512) 265-0288