Holiday of Homes
You could be in your new home for the holidays with exceptional pricing and first year interest rates as low as 1.875% Rate*/ 4.9249% APR!*
More Details:
Unlock holiday memories in a new home with first year rates as low as 1.875% Rate*/ 4.9249% APR!* through M/I Financial on September and October sales that can close by December 31st.
Our 30-Year Fixed-Rate Conventional loan* helps make it easier to buy a home today rather than waiting for interest rates to drop.
4.875% Rate*/ 4.9249% APR with a 3/2/1 buydown offered through the use of M/I Financial, LLC.*
Offer is available for a limited time while supplies last.
1.875% Year One | 2.875% Year Two | 3.875% Year Three | 4.875% 4-30 Years*
30-Year Fixed-Rate FHA Loans**:
4.875% Rate*/ 5.6272% APR with a 2/1 buydown** and up to 2% in closing costs offered through the use of M/I Financial, LLC.***
Offer is available for a limited time while supplies last.
2.875% Year One | 3.875% Year Two | 4.875% Years 3-30**
Contact our team today for information on homes that qualify for this program.
*The interest rate of 4.875% is based on a 30-year fixed rate conventional loan with a 3/2/1 buydown and a 20% down payment. The sales price is $500,000 with a loan amount of $400,000. The 4.875% interest rate is temporarily reduced in year 1 to 1.875%, year 2 to 2.875% year 3 to 3.875% and will be 4.875% in years 4-30. The ANNUAL PERCENTAGE RATE is 4.9249%. A minimum credit score of 720 is required. Program is available on select homes only and applies to new contracts written on or after September 26, 2025. Promotion does not apply to cancellations, re-writes, or transfers. The seller’s contribution is limited to agency limits, which depend on the loan program and LTV. Buyer must occupy the property as their primary residence and meet all qualification requirements of the program. The buyer must make a loan application within 48 hours of contract signing and must close by December 31, 2025. Other financing options may be available with as little as 5% down. Rate is subject to change without notice and is not guaranteed until locked with M/I Financial, LLC. Conforming Conventional loan limits apply. Financing is offered through M/I Financial, LLC (NMLS# 50684). Restrictions do apply.
**The interest rate of 4.875% is based on a 30-year fixed-rate FHA loan with a 2/1 buydown on a sales price of $414,508 and a $400,000 loan amount. The financed amount is $407,000, which includes the FHA UFMIP of 1.75%. A 3.5% down payment and a minimum credit score of 640 are required. The 4.875% interest rate is temporarily reduced to 2.875% for year 1, 3.875% for year 2, and 4.875% for years 3–30. The ANNUAL PERCENTAGE RATE is 5.6272%. Program is available on select homes only and applies to new contracts written on or after September 26, 2025. Promotion does not apply to cancellations, rewrites, or transfers. The seller’s contribution is limited to agency limits, which depend on the loan program and LTV. Buyer must occupy the property as their primary residence and meet all qualification requirements of the program. The buyer must make a loan application within 48 hours of contract signing and must close by December 31, 2025. Other financing programs may be available with as little as 5% down. The rate is subject to change without notice and is not guaranteed until locked with M/I Financial, LLC. Maximum allowable FHA county loan limits apply. Financing is offered through M/I Financial, LLC (NMLS# 50684). Restrictions do apply.
***Buyer will receive up to 2% towards allowable closing costs through M/I Financial, LLC (NMLS#50684). Closing costs exclude prepaid items such as taxes, insurance, and escrows. The seller’s contribution is limited to agency limits, which depend on the loan program and LTV. The buyer must make a loan application within 48 hours of contract signing and must close by December 31, 2025. Buyer will be responsible for any down payment required by the loan program guidelines and any upfront mortgage insurance premiums. Some restrictions may apply. The offer is for a limited time, and subject to change without notice.
Have questions for us?
Ask about current properties or more details about this incentive, or call (512) 265-0288