Move In Now, Pay Less With a 2/1 Buydown

A high quality home doesn't have to mean a higher payment. For a limited-time, secure a 2/1 buydown with first-year rates as low as 2.875%* / 5.632% APR* on a 30-year fixed FHA loan through M/I Financial, LLC. Increase your home buying power and decrease your rate today!

More Details:

Thinking about buying a new home but worried about high interest rates? Then we have great news!

M/I Financial now offers you a program that dramatically lowers your payments for the first two years of your mortgage, putting a great new home within your reach. 

✅ 2/1 Rate Buydown on a 30-year FHA fixed-rate mortgage:*

• Year 1: 2.875% Rate* / 5.632% APR*
• Year 2: 3.875% Rate* / 5.632% APR*
• Years 3-30: 4.875% Rate* / 5.632% APR*

✅ 2/1 Rate Buydown on a 30-year Conventional fixed-rate mortgage:**

• Year 1: 2.875% Rate** / 4.9249% APR**
• Year 2: 3.875% Rate** / 4.9249% APR**
• Years 3-30: 4.875% Rate** / 4.9249% APR**

Secure more home for your money, more space for your family, and more savings in your pocket to enjoy the things you love most.

With flexible and competitive financing options, the home you’ve been dreaming about is finally within reach. 

Contact our team today for more information!

*The interest rate of 4.875% is based on a $414,508 sales price with a $400,000 loan amount. The financed amount is $407,000, which includes the FHA UFMIP of 1.75%. A 3.5% down payment and a minimum credit score of 640 are required. The 4.875% interest rate applies to a 30-year fixed FHA loan with a 2/1 buydown. The 4.875% interest rate is temporarily reduced to 2.875% for year 1, 3.875% for year 2, and 4.875% for years 3–30. The ANNUAL PERCENTAGE RATE is 5.632%. The program is available on selected Quick Move-In homes and applies to new contracts only. Promotion does not apply to cancellations, rewrites, or transfers. The seller’s contribution is limited to agency limits, which depend on the loan program and LTV. Buyer must occupy the property as their primary residence and meet all qualification requirements of the program. The buyer must make a loan application within 48 hours of contract signing and must close by April 29, 2026. Other financing programs may be available with as little as 5% down. The rate is subject to change without notice and is not guaranteed until locked with M/I Financial, LLC. Maximum allowable FHA county loan limits apply. Financing is offered through M/I Financial, LLC (NMLS# 50684). Restrictions do apply.

**The interest rate of 4.875% is based on a 30-year fixed-rate conventional loan with a 2/1 buydown and a 20% down payment. The sales price is $500,000 with a loan amount of $400,000. The 4.875% interest rate is temporarily reduced in year 1 to 2.875%, year 2 to 3.875% and will be 4.875% in years 3-30. The ANNUAL PERCENTAGE RATE is 4.9249%. A minimum credit score of 720 is required. Program is available on select homes only and applies to new contracts only. Promotion does not apply to cancellations, rewrites, or transfers. The seller’s contribution is limited to agency limits, which depend on the loan program and LTV. Buyer must occupy the property as their primary residence and meet all qualification requirements of the program. The buyer must make a loan application within 48 hours of contract signing and must close by April 29, 2026. Other financing options may be available with as little as 5% down. Rate is subject to change without notice and is not guaranteed until locked with M/I Financial, LLC. Conforming Conventional loan limits apply. Financing is offered through M/I Financial, LLC (NMLS# 50684). Restrictions do apply.