Holiday of Homes
Enjoy limited-time seasonal savings through the end of the year, including paid closing costs and a 2/1 temporary mortgage buydown, with first-year rates as low as 2.875%* / 5.632% APR* on a 30-year fixed FHA mortgage and low monthly payments.
More Details:
Home has a special meaning during the holidays. It’s time spent with family and friends to celebrate holiday traditions.
Enjoy these limited-time seasonal savings on select Quick Move-In homes:
- 2/1 Rate Buydown on a 30-year FHA fixed-rate mortgage:*
- Year 1: 2.875% Rate / 5.632% APR
- Year 2: 3.875% Rate / 5.632% APR
- Years 3-30: 4.875% Rate / 5.632% APR
- 2/1 Rate Buydown on a 30-year conventional fixed-rate mortgage:**
- Year 1: 3.875% Rate / 5.9398% APR
- Year 2: 4.875% Rate / 5.9398% APR
- Years 3-30: 5.875% Rate / 5.9398% APR
- Up to $15,000 in paid closing costs***
Our team of experts is ready to assist you with the home buying process from start to finish, allowing you more time to make holiday memories and traditions this season.
Contact us today to unwrap all of the exclusive details!
*The payment is based on a $414,507 sales price with a $400,000 loan amount. The financed amount is $407,000, which includes the FHA UFMIP of 1.75%. A 3.5% down payment and a minimum credit score of 640 is required. The interest rate applies to a 30-year FHA loan with a 2/1 buy-down. The interest rate is temporarily reduced to 2.875% for year 1, 3.875% for year 2, and 4.875% for years 3–30. The ANNUAL PERCENTAGE RATE is 5.632%. Program is available on selected Quick Move-In homes and applies to new contracts only. Promotion does not apply to cancellations, re-writes, or transfers. The seller’s contribution is limited to agency limits, which depend on the loan program and LTV. Buyer must occupy the property as their primary residence and meet all qualification requirements of the program. The buyer must make a loan application within 48 hours of contract signing and must close by January 31, 2025. Other financing programs may be available with as little as 5% down. The rate is subject to change without notice and is not guaranteed until locked with M/I Financial, LLC. Maximum allowable FHA county loan limits apply. Financing is offered through M/I Financial, LLC (NMLS# 50684). Restrictions do apply.
**The payment is based on a $421,053 sales price with a $336,842 loan amount. A 20% down payment and a minimum credit score of 720 is required. The interest rate applies to a 30-year conventional loan with a 2/1 buy-down. The interest rate is temporarily reduced to 3.875% for year 1, 4.875% for year 2, and 5.875% for years 3–30. The ANNUAL PERCENTAGE RATE is 5.9398%. Program is available on selected Quick Move-In homes and applies to new contracts only. Promotion does not apply to cancellations, re-writes, or transfers. The seller’s contribution is limited to agency limits, which depend on the loan program and LTV. Buyer must occupy the property as their primary residence and meet all qualification requirements of the program. The buyer must make a loan application within 48 hours of contract signing and must close by January 31, 2025. Other financing programs may be available with as little as 5% down. The rate is subject to change without notice and is not guaranteed until locked with M/I Financial, LLC. Conforming Conventional loan limits apply. Financing is offered through M/I Financial, LLC (NMLS# 50684). Restrictions do apply.
***Paid closing costs may vary per home and apply to buyer's costs, including allowable closing costs, prepaids, and capital contribution fees up to 3% of the sales price (excludes discount points, future HOA dues, and fees from home inspections, radon inspections, or any other purchase-related transaction fee). The purchaser is responsible for closing costs in excess of this contribution. The seller's contribution is limited to lender limits of 3% to 6% (depending on the percentage of down payment and loan program selected). The buyer/purchaser is responsible for any down payment required by the loan program guidelines and any upfront mortgage insurance premiums. See NHC for specific community incentives. Paid closing costs vary by community and is only available when financing through M/I Financial, LLC (NMLS #50684). Offer is for a limited-time and subject to change.
Have questions for us?
Ask about current properties or more details about this incentive, or call (972) 619-4200