Holiday of Homes: Limited-Time Seasonal Offers

Unwrap great rates, incredible savings, and extra perks on your new home this holiday season! Secure your 2/1 rate buydown with first-year rates as low as 2.875%† / 5.632% APR† on a 30-year FHA fixed-rate mortgage when using M/I Financial, LLC.

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Home has a special meaning during the holidays. Whether you're planning your next holiday dinner or family gathering, the memories are just waiting to be made in your new dream home.

Unwrap these limited-time seasonal savings on select Quick Move-In homes:

🎁 Save up to $50,000 in reduced pricing on select Quick Move-In homes*

🎁 Included GE® stainless steel appliance package**

🎁 Free 2" blinds**

🎁 Up to $15,000 in paid closing costs with the use of M/I Financial, LLC***

🎁 Lower payments with a 2/1 Rate Buydown making it easier to buy a home today, rather than waiting for interest rates to drop

• 2/1 Rate Buydown on a 30-year FHA fixed-rate mortgage:*
• Year 1: 2.875% Rate† / 5.632% APR†
• Year 2: 3.875% Rate† / 5.632% APR†
• Years 3-30: 4.875% Rate† / 5.632% APR†

• 2/1 Rate Buydown on a 30-year Conventional fixed-rate mortgage:‡
• Year 1: 2.875% Rate‡ / 4.9249% APR‡
• Year 2: 3.875% Rate‡ / 4.9249% APR‡
• Years 3-30: 4.875% Rate‡ / 4.9249% APR‡

Step into the spirit of the season—tour our Quick Move-In homes during our Open House Weekend and find the perfect place to celebrate the holidays. 🏡

Questions? Ready to schedule an appointment? Contact our team today to unwrap all of the exclusive details!

*Save up to $50,000. Reduced Quick Move-In pricing varies by community. Price reductions are already displayed in the advertised price. See New Home Consultant for complete details.

**Appliance package includes the following offerings for Smart Series Homes: GE® Side-by-Side Refrigerator (SKU# GSE25GYPFS) and GE® Profile Top Load Washer & Front Load Dryer Package (SKU# Washer PTW600BSRWS & Dryer PTD60EBSRWS). The following offering for ECO Series Homes: GE® French-Door Refrigerator (SKU# GFE26JYMFS) and GE® Profile Front Load Washer and Dryer Package (SKU# Washer GFW510SCVWW & Dryer GFD55ESSNWW). Additionally, the ECO Series Homes will receive pedestal washer and dryer lifts as part of their package (SKU# GFP1528SNWW). Blinds will be installed on all functional windows per plan. May vary by community, homesite, and plan. Offer not available for renegotiation on existing contracts and is subject to change without notice.

***Up to $15,000 in paid closing costs may vary per home and apply to buyer's costs, including allowable closing costs, prepaid, and capital contribution fees up to 3% of the sales price (excludes discount points, future HOA dues, and fees from home inspections, radon inspections, or any other purchase-related transaction fee). The purchaser is responsible for closing costs in excess of this contribution. The seller's contribution is limited to lender limits of 2% to 9% (depending on the percentage of down payment and loan program selected). The buyer/purchaser is responsible for any down payment required by the loan program guidelines and any upfront mortgage insurance premiums. The buyer must make a loan application within 48 hours of contract signing and must close by January 29, 2026. See NHC for specific community incentives. Paid closing costs vary by community and are only available when financing through M/I Financial, LLC (NMLS #50684). The offer is for a limited time and is subject to change. Some restrictions may apply.

†The interest rate of 4.875% is based on a $414,508 sales price with a $400,000 loan amount. The financed amount is $407,000, which includes the FHA UFMIP of 1.75%. A 3.5% down payment and a minimum credit score of 640 are required. The 4.875% interest rate applies to a 30-year fixed FHA loan with a 2/1 buydown. The 4.875% interest rate is temporarily reduced to 2.875% for year 1, 3.875% for year 2, and 4.875% for years 3–30. The ANNUAL PERCENTAGE RATE is 5.632%. The program is available on selected Quick Move-In homes and applies to new contracts only. Promotion does not apply to cancellations, rewrites, or transfers. The seller’s contribution is limited to agency limits, which depend on the loan program and LTV. Buyer must occupy the property as their primary residence and meet all qualification requirements of the program. The buyer must make a loan application within 48 hours of contract signing and must close by January 29, 2026. Other financing programs may be available with as little as 5% down. The rate is subject to change without notice and is not guaranteed until locked with M/I Financial, LLC. Maximum allowable FHA county loan limits apply. Financing is offered through M/I Financial, LLC (NMLS# 50684). Restrictions do apply.

‡The interest rate of 4.875% is based on a 30-year fixed-rate conventional loan with a 2/1 buydown and a 20% down payment. The sales price is $500,000 with a loan amount of $400,000. The 4.875% interest rate is temporarily reduced in year 1 to 2.875%, year 2 to 3.875% and will be 4.875% in years 3-30. The ANNUAL PERCENTAGE RATE is 4.9249%. A minimum credit score of 720 is required. Program is available on select homes only and applies to new contracts only. Promotion does not apply to cancellations, rewrites, or transfers. The seller’s contribution is limited to agency limits, which depend on the loan program and LTV. Buyer must occupy the property as their primary residence and meet all qualification requirements of the program. The buyer must make a loan application within 48 hours of contract signing and must close by January 29, 2026. Other financing options may be available with as little as 5% down. Rate is subject to change without notice and is not guaranteed until locked with M/I Financial, LLC. Conforming Conventional loan limits apply. Financing is offered through M/I Financial, LLC (NMLS# 50684). Restrictions do apply.