Holiday of Homes with Rates Starting at 1.875% / 4.9249% APR***

**Promotional rate is valid on new contracts written on or after September 12, 2025 and closing no later than November 28, 2025. The payment is based on a $500,000 sales price with a base loan amount of $400,000. A 20% down payment and a minimum credit score of 720 is required. The 4.875% interest rate applies to a 3/2/1 temporary buy-down on a 30-year Conventional Fixed Rate loan. In the first year, the interest rate is 1.875% and the principal and interest payments are $1,453.60. In the second year, the interest rate is 2.875% and the principal and interest payments are $1,659.57. In the third year, the interest rate is 3.875% and the principal and interest payments are $1,880.95.In years 4 through 30, the interest rate is 4.875% and the principal and interest payments are $2,116.83. Payments do not include taxes, insurance, HOA, or monthly mortgage insurance so your total payment will be higher. The ANNUAL PERCENTAGE RATE is 4.9204%. Program is available on selected Quick Move-In homes and applies to new contracts only. Promotion does not apply cancellations, re-writes, or transfers. The seller’s contribution is limited to agency limits, which depend on the loan program and LTV. Buyer must occupy the property as their primary residence and meet all qualification requirements of the program. The buyer must make a loan application within 48 hours of contract signing and must close by November 28, 2025. Other financing programs may be available with as little as 5% down. The rate is subject to change without notice and is not guaranteed until locked with M/I Financial, LLC. Maximum allowable county loan limits apply. Financing is offered through M/I Financial, LLC (NMLS# 50684). Restrictions do apply.

***The interest rate of 4.875% is based on a 30-year fixed rate conventional loan with a 3/2/1 buydown and a 20% down payment. The sales price is $500,000 with a loan amount of $400,000. The 4.875% interest rate is temporarily reduced in year 1 to 1.875%, year 2 to 2.875% year 3 to 3.875% and will be 4.875% in years 4-30.  The ANNUAL PERCENTAGE RATE is 4.9249%. A minimum credit score of 720 is required. Program is available on select homes only and applies to new contracts written on or after September 12, 2025. Promotion does not apply to cancellations, re-writes, or transfers. The seller’s contribution is limited to agency limits, which depend on the loan program and LTV. Buyer must occupy the property as their primary residence and meet all qualification requirements of the program. The buyer must make a loan application within 48 hours of contract signing and must close by December 31, 2025.  Other financing options may be available with as little as 5% down. Rate is subject to change without notice and is not guaranteed until locked with M/I Financial, LLC. Conforming Conventional loan limits apply. Financing is offered through M/I Financial, LLC (NMLS# 50684). Restrictions do apply.