First Year Rates Starting at 1.875% / 4.9249% APR*

Unwrap the gift of homeownership and celebrate the holiday season in your new home! M/I Financial now offers you a program that dramatically lowers your mortgage payments, putting a great new home within your reach.

Unwrap the Holiday Savings

Have peace of mind knowing you've been gifted an incredible rate and low-monthly payments. Increase your home buying power with our amazing rates through M/I Financial, LLC. Learn more about our 30-year fixed Conventional loan with 3/2/1 Buydown offer on new homes that can close by December 31st, 2025

Here's more information on the interest rates: 

• Year 1: 1.875% Rate* / 4.9249% APR*
• Year 2: 2.875% Rate* / 4.9249% APR*
• Year 3: 3.875% Rate*/ 4.9249% APR*
• Years 4-30: 4.875% Rate* / 4.9249% APR*

Contact our team today for information on homes that qualify for this program.

*The interest rate of 4.875% is based on a 30-year fixed rate conventional loan with a 3/2/1 buydown and a 20% down payment. The sales price is $500,000 with a loan amount of $400,000. The 4.875% interest rate is temporarily reduced in year 1 to 1.875%, year 2 to 2.875% year 3 to 3.875% and will be 4.875% in years 4-30.  The ANNUAL PERCENTAGE RATE is 4.9249%. A minimum credit score of 720 is required. Program is available on select homes only and applies to new contracts written on or after November 11, 2025. Promotion does not apply to cancellations, re-writes, or transfers. The seller’s contribution is limited to agency limits, which depend on the loan program and LTV. Buyer must occupy the property as their primary residence and meet all qualification requirements of the program. The buyer must make a loan application within 48 hours of contract signing and must close by December 31, 2025.  Other financing options may be available with as little as 5% down. Rate is subject to change without notice and is not guaranteed until locked with M/I Financial, LLC. Conforming Conventional loan limits apply. Financing is offered through M/I Financial, LLC (NMLS# 50684). Restrictions do apply.