Built for Great Rates

For a limited time, you can secure a 2/1 buydown with first-year rates as low as 3.375% Rate / 6.409% APR* on a 30-year FHA loan or a 4.375%** / 6.547% APR** on a 30-year conventional loan.

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Across the country, M/I Homes is built for you.

Built for more living and flexibility, for amateur chefs and future world-class athletes. For new beginnings, low-maintenance, and great neighborhoods, Quick Move-In homes or a guided homebuilding journey.

Built for more buying power, more home, and lower payments. For the toughest and most trying days, moments you’ll want to remember and days you can never forget. For action-packed mornings, lazy afternoons, and cozy nights in.

Built for you, by your neighbors, for nearly fifty years, by One of the Nation’s Leading Homebuilders.

We have several Quick Move-In Homes across Cincinnati and Dayton. These homes have our best pricing and are ready for you to move in!

For a limited time, you can secure a 2/1 buydown with first-year rates as low as 3.375%* / 6.409% APR* on a 30-year FHA loan.

2/1 Rate Buydown on a 30-year FHA mortgage:* 

• Year 1: 3.375% Rate* / 6.409% APR*
• Year 2: 4.375% Rate* / 6.409% APR*
• Years 3-30: 5.375% Rate* / 6.409% APR*

2/1 Rate Buydown on a 30-year Conventional mortgage:**

• Year 1: 4.375% Rate / 6.547% APR
• Year 2: 5.375% Rate / 6.547% APR
• Years 3-30: 6.375% Rate / 6.547% APR 

These amazing rates are offered through M/I Financial, LLC and will not last long! Our team of experts is ready to assist you with the home buying process from start to finish. Contact us today to learn more about these exclusive offers!

*The payment is based on a $415,000 sales price with a $400,000 loan amount. Financed amount is $407,000 which includes the FHA UFMIP of 1.75%. A 3.5% down payment and a minimum credit score of 640 is required. The interest rate applies to a 30-year FHA loan with a 2/1 buy-down. The interest rate is temporarily reduced to 3.375% for year 1, 4.375% for year 2, and 5.375% for years 3–30. The ANNUAL PERCENTAGE RATE is 6.409%. Program is available on selected Quick Move-In homes and applies to new contracts only. Promotion does not apply cancellations, re-writes, or transfers. The seller’s contribution is limited to agency limits, which depend on the loan program and LTV. Buyer must occupy the property as their primary residence and meet all qualification requirements of the program. The buyer must make a loan application within 48 hours of contract signing and must close by April 30, 2025. Other financing programs may be available with as little as 5% down. The rate is subject to change without notice and is not guaranteed until locked with M/I Financial, LLC. Maximum allowable FHA county loan limits apply. Financing is offered through M/I Financial, LLC (NMLS# 50684). Restrictions do apply.