Limited Time 3.875% Rate / 4.6170% APR*

For a limited time only, lock in a Great Rate with M/I Financial, LLC.


More Details:

Lock in a great rate offered through M/I Financial, LLC. This is exclusively for new contracts that close by December 31st:

  • 4.875% Rate* / 5.189% APR* on a 30-Year Conventional Fixed-Rate Mortgage*
  • 3.875% Rate** / 4.6170% APR** on a 30-Year FHA Fixed-Rate Mortgage**
  • 3.875% Rate** */ 4.418% APR*** on a 30-Year VA Fixed-Rate Mortgage***

*The rate is based on a $500,000 sales price with a $400,000 loan amount. A down payment of 20% and credit score of 720 are required. The interest rate as of September 18, 2024, at 10:00am CST was 4.875% and applies to a 30-year fixed rate conventional loan. The ANNUAL PERCENTAGE RATE is 5.189%. Program is available on select homes only. The seller’s contribution is limited to agency limits, which depend on the loan program and LTV. Buyer must occupy the property as their primary residence and meet all qualification requirements of the program. The buyer must make a loan application within 48 hours of contract signing and must close by December 31, 2024. Other financing programs may be available with as little as 5% down. The rate is subject to change without notice and is not guaranteed until locked with M/I Financial, LLC. Financing is offered through M/I Financial, LLC (NMLS# 50684). Restrictions do apply.

**The rate is based on a $414,507 sales price with a $400,000 loan amount. Financed amount is $407,000 which includes the FHA UFMIP of 1.75%. A minimum down payment of 3.5% and credit score of 640 are required. The interest rate is 3.875% and applies to a 30-year fixed rate FHA loan. The ANNUAL PERCENTAGE RATE is 4.6170%. Program is available on select homes only. The seller’s contribution is limited to agency limits, which depend on the loan program and LTV. Buyer must occupy the property as their primary residence and meet all qualification requirements of the program. This applies to new contracts only and buyer must make a loan application within 48 hours of contract signing and must close by December 31, 2024.  Other financing programs may be available with as little as 5% down. The rate is subject to change without notice and is not guaranteed until locked with M/I Financial, LLC. Financing is offered through M/I Financial, LLC (NMLS# 50684). Restrictions do apply.

***The rate is based on a $480,000 sales price with a $495,840 loan amount this is based on a VA funding fee of 3.3%. A credit score of 640 is required. The interest rate as of September 18, 2024, at 10:00am CST was 3.875% and applies to a 30-year fixed rate VA loan. The ANNUAL PERCENTAGE RATE is 4.418%. Program is available on select homes only. The seller’s contribution is limited to agency limits, which depend on the loan program and LTV. Buyer must occupy the property as their primary residence and meet all qualification requirements of the program. The buyer must make a loan application within 48 hours of contract signing and must close by December 31, 2024. Other financing programs may be available with as little as 5% down. The rate is subject to change without notice and is not guaranteed until locked with M/I Financial, LLC. Financing is offered through M/I Financial, LLC (NMLS# 50684). Restrictions do apply.