Holiday of Homes

Enjoy limited-time seasonal savings including first-year rates as low as 2.875%** / 5.3789% APR** on 30-year fixed conventional loans, flex cash up to $30,000††, and more!

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Home has a special meaning during the holidays. It’s time spent with family and friends to celebrate holiday traditions and create lasting memories. 

And there's no better gift to yourself and your loved ones than the gift of a new home to celebrate in.

We want to give you peace of mind that now is the perfect time to unwrap the gift of a new home in Central Ohio. From our team of experts to our extraordinary seasonal offers, we're here to help you make this holiday season one to remember.

For Select Quick Move-In Homes That Can Close by December 31st, 2025:

🎁 Lock in incredible, below-market rates with a 2/1 Buydown on 30-year fixed conventional loans** through M/I Financial, LLC, drastically lowering your monthly payments throughout your entire loan:

  • Year 1: 2.875% Rate** / 5.3789% APR**
  • Year 2: 3.875% Rate**/ 5.3789% APR**
  • Years 3–30: 4.875% Rate** / 5.3789% APR**

🎁 Receive Up to $6,500 towards paid closing costs with M/I Financial, LLC***

🎁 Receive reduced pricing†

For To-Be-Built Homes and Select Quick Move-In Homes That Can Close After December 31st, 2025:

🎁 Receive Up to $30,000 in Flex Cash to use towards any of the following:††

  • Homesite Premium
  • Structural and Design Options
  • Financing and Closing Costs through M/I Financial, LLC

🎁 Receive Up to $6,500 Towards Paid Closing Costs with M/I Financial, LLC***

 

Contact our team today to learn more about these exclusive, seasonal offers to make this holiday season the best one yet!

 

*6.375% rate is based off of the Market Rate for September 2025. The payment is $3,003 based on a $535,000 sales price, a $481,500 mortgage amount, and a 10% down payment with a 30-year Conventional fixed rate mortgage. The interest rate is 6.375% and the principal and interest payments are $3,003. Payments do not include taxes, insurance, any HOA dues, or private mortgage insurance, so your total payment will be higher. The ANNUAL PERCENTAGE RATE is 6.7182%.
 
**The interest rate of 4.875% is based on a 30-year fixed rate conventional loan with a 2/1 buydown and a 10% down payment. The sales price is $535,000 with a loan amount of $481,500. The 4.875% interest rate is temporarily reduced in year 1 to 2.875% with a monthly payment of $ 1,997, year 2 the interest rate is 3.875% with a monthly payment of $2,264 , the interest rate years 3-30 will be 4.875% with a monthly payment of $2,548. The ANNUAL PERCENTAGE RATE is 5.3789%. The payments do not include property taxes, homeowners insurance, any HOA dues, or private mortgage insurance, so the total monthly payment will be higher. A minimum credit score of 720 is required. Program is available on select homes only and applies to new contracts written on or after October 6, 2025. Promotion does not apply to cancellations, re-writes, or transfers. The seller’s contribution is limited to agency limits, which depend on the loan program and LTV. Buyer must occupy the property as their primary residence and meet all qualification requirements of the program. The buyer must make a loan application within 48 hours of contract signing and must close by December 31, 2025. Other financing options may be available with as little as 5% down. Rate is subject to change without notice and is not guaranteed until locked with M/I Financial, LLC. Conforming Conventional loan limits apply. Financing is offered through M/I Financial, LLC (NMLS# 50684). Restrictions do apply.

***Buyer to receive up to $6,500 towards allowable closing costs through M/I Financial, LLC (NMLS# 50684). Closing costs exclude prepaid items such as taxes, insurance, and escrows. The seller's contribution is limited to agency limits, which depend on the loan program and LTV. The buyer will be responsible for any down payment required by the loan program guidelines and any upfront mortgage insurance premiums. Some restrictions apply. Offer is for a limited time only and is subject to change at any time without notice. Valid on new contracts only.

†Reduced Quick Move-In pricing varies by community and homes. See New Home Consultant for details. 

††Flex cash is valid on new contracts written for a limited time only for to-be-built homes and Quick Move-In Homes that can close between January 1st, 2026–March 31st, 2026. Buyer may choose to use flex cash towards any of the following: closing costs or rate-buydown through M/I Financial, LLC (NMLS# 50684), structural or design options, or homesite premium. Closing costs exclude prepaid items such as taxes, insurance, and escrows.  The seller's contribution is limited to agency limits, which depend on the loan program and LTV. The amount of the offer and any other offers tied to the use of M/I Financial, LLC (NMLS# 50684) cannot exceed 3% of the base price of the home. The buyer will be responsible for any down payment required by the loan program guidelines and any upfront mortgage insurance premiums. The Promotional credits, options, and upgrades vary per plan and community. Buyers will receive up to $30,000 in flex cash in Hyland Glen, Jerome Village–Applewood, Hyatts Meadows, The Ridge at Glacier Pointe on select lots only (promotion excluded from lots 367-394), and Berlin Farm in our Signature Collection. Buyers will receive up to $25,000 in flex cash in Forest Ridge, Winterbrooke Place, Woodcrest Crossing, Berlin Farm in our Smart Essentials Collection, Browns Farm, Darby Station in all Collections, Homes at Foxfire, Liberty Grand in our Smart Essentials and Innovations Collections, Heron Crossing, Miller Farm in our Signature Collection, Pinnacle Quarry, and Spring Hill Farm. Buyers will receive up to $20,000 in flex cash in Clarkshaw Crossing in our Smart Innovations Collections, Hill Farm in our Smart, Premier, and Retreat Collections, and in Miller Farm in our Smart Essentials and Premier Collections. Buyers will receive up to $15,000 in flex cash in Clarkshaw Crossing in our Smart Townes Collection. Anything above and beyond promotional credit is the buyer's responsibility. Certain additional deposits may be required depending on the options selected. If pricing has already been reduced on a Quick Move-In Home, the flex cash amounts will be adjusted accordingly. Restrictions apply. Offer is for a limited time only and is subject to change at any time without notice. See New Home Consultant for specific details and restrictions.

Communities offering this incentive

Enjoy limited-time seasonal savings including first-year rates as low as 2.875%** / 5.3789% APR** on 30-year fixed conventional loans, flex cash up to $30,000††, and more!

Berlin Farm

Delaware, OH

Browns Farm

Grove City, OH

Clarkshaw Crossing

Powell, OH

Darby Station

Plain City, OH

Forest Ridge

Pataskala, OH

Heron Crossing

Pickerington, OH

Hill Farm

Hilliard, OH

Homes at Foxfire

Commercial Point, OH

Hyatts Meadows

Lewis Center, OH

Hyland Glen

Dublin, OH

Jerome Village - Applewood

Plain City, OH

Liberty Grand

Powell, OH

Miller Farm

Galena, OH

Pinnacle Quarry

Grove City, OH

Spring Hill Farm

Reynoldsburg, OH

The Ridge at Glacier Pointe

Plain City, OH

Winterbrooke Place

Lewis Center, OH

Woodcrest Crossing

Powell, OH