3.99% Rate* / 5.273% APR* On a 30-Year Conventional Loan With a 7/6 ARM Fixed for 7 Years*

Now is the time to take your shot and make your dream of homeownership a reality. Discover how you could lock in an incredible 3.99% Rate* / 5.273% APR* on a 30-year conventional loan with a 7/6 ARM fixed for 7 years* offered through M/I Financial, LLC.


Score More with M/I Homes - Your Winning Shot at Homeownership Awaits!

For a limited time, you can secure an exclusive 3.99% Rate* / 5.273% APR* on a 30-year conventional loan with a 7/6 ARM fixed for the first 7 years* of owning your new home. With this special program, offered through M/I Financial, LLC, you can save big on your new dream home!

Special rate—3.99% Rate* / 5.273% APRon a 30-year conventional loan with a 7/6 ARM fixed on homes that close by April 30, 2026:

  • Years 1 – 7: 3.99% Rate* / 5.273% APR*
  • Years 8-30:  Interest rate and payment adjust every 6 months based on index rate changes*
  • Other financing programs, including FHA and VA loan options, are available.

Why Choose This Special Rate?

  • Lower Monthly Payments: Enjoy more affordable payments for your first 7 years
  • More Buying Power: Take advantage of a lower rate to purchase your ideal home
  • Peace of Mind: Lock in your rate now and move into a new, high-quality M/I Home
  • Limited Time Only: This exclusive offer is available for homes that close by April 30, 2026

Whether you’re upgrading, relocating, or buying your first home, now is the perfect time to buy. This special incentive won’t last long.

Take your shot now and seize the opportunity to own the home of your dreams with M/I Homes!

*The interest rate is based on a 30-year Conventional 7/6 ARM with a 20% down payment, for new contracts executed on or after 3/18/26 that close by 4/30/26. In the first 7 years, the interest rate is 3.99%. After 84 payments, the interest rate will increase or decrease by a maximum of 5%. Buyer must occupy the property as their primary residence and meet all qualification requirements of the program. A minimum 720 FICO is required. No exceptions. Thereafter, the interest rate is subject to change every 6 months and can increase or decrease a maximum of 1%, with a lifetime minimum interest rate of 2.75% and a lifetime maximum interest rate of 8.99%. The adjustments are based on the 30-day average SOFR index plus a margin of 2.75%. The ANNUAL PERCENTAGE RATE is 5.273%. Assuming the 30-day average SOFR index is the same after 84 payments as it is on 03/05/26, the simple interest rate after the first adjustment would be 6.414% and would remain constant for the next 6 months. There is no guarantee that the index will remain the same during the life of the loan; therefore, the APR may increase or decrease during the term of the loan. Promotion does not apply to cancellations, re-writes or transfers. Financing is offered through M/I Financial, LLC (NMLS#50684). Restrictions do apply.

Communities offering this incentive

Now is the time to take your shot and make your dream of homeownership a reality. Discover how you could lock in an incredible 3.99% Rate* / 5.273% APR* on a 30-year conventional loan with a 7/6 ARM fixed for 7 years* offered through M/I Financial, LLC.