Holiday of Homes

^**The payment is based on a $550,000 sales price with a $440,000 loan amount. A 20% down payment and a minimum credit score of 720 is required. The interest rate applies to a 30-year fixed Conventional Loan with a 2-1 buy-down. The 4.875% interest rate displayed is temporarily reduced to 2.875% for year 1, 3.875% for year 2, and 4.875% for years 3–30. The ANNUAL PERCENTAGE RATE is 4.9112%. Program is available on selected Quick Move-In homes and applies to new contracts only. Promotion does not apply cancellations, re-writes, or transfers. The seller’s contribution is limited to agency limits, which depend on the loan program and LTV. Buyer must occupy the property as their primary residence and meet all qualification requirements of the program. The buyer must make a loan application within 48 hours of contract signing and must close by 12/31/25. Contract must be written between 9/26/25-10/31/25. Other financing programs may be available with as little as 5% down. The rate is subject to change without notice and is not guaranteed until locked with M/I Financial, LLC. Conforming Conventional loan limits apply. Financing is offered through M/I Financial, LLC (NMLS# 50684). Restrictions do apply.

^***For a limited time, M/I Homes will pay allowable closing costs up to $12,000 on new contracts of select townhomes executed between 9/26/25 - 10/31/25 that close by 12/31/25. Available through M/I Financial, LLC (NMLS# 50684), these closing costs will be paid only on primary residence and first mortgages. Buyer must make an application within 48 hours of the contract. "Closing Costs" exclude prepaid items such as taxes, insurance, and escrows. The seller's contribution is limited to agency limits, which depend on the loan program and LTV. Buyer will be responsible for any down payment required by the loan program guidelines and any upfront mortgage insurance premiums. Some restrictions apply. The offer is for a limited time only and is subject to change without notice. Some restrictions apply. See New Home Consultant for details.

⁺The interest rate of 4.875% is based on a 30-year fixed rate conventional loan. The sales price is $720,000 with a loan amount of $576,000. A 20% down payment and a minimum credit score of 720 is required. The ANNUAL PERCENTAGE RATE is 4.9112%. This program is available on selected Quick Move-In homes and applies to new contracts only. Promotion does not apply to cancellations, re-writes, or transfers. The seller’s contribution is limited to agency limits, which depend on the loan program and LTV. Buyer must occupy the property as their primary residence and meet all qualification requirements of the program. Contract must be written between 9/26/25 - 10/31/25. The buyer must make a loan application within 48 hours of contract signing and must close by 12/31/25. Other financing programs may be available with as little as 5% down. The rate is subject to change without notice and is not guaranteed until locked with M/I Financial, LLC. Conforming Conventional loan limits apply. Financing is offered through M/I Financial, LLC (NMLS# 50684). Restrictions do apply.