Receive up to $10,000 in Paid Closing Costs Plus a Below Market Interest Rate!

March 11 - May 31, 2025

For a limited time, you can secure a 1/0 buydown with first-year rates as low as 3.875%* / 5.603% APR* on a 30-year fixed FHA loan when you close on your new home by May 31, 2025. This special rate is offered through M/I Financial, LLC. Below-market rates†† are available on VA** and conventional loans.*** In addition, you could receive up to $10,000 in Paid Closing Costs!†††


More Details

Across the country, M/I Homes is built for you.

Built for more living and flexibility, for amateur chefs and future world-class athletes. For new beginnings, low-maintenance, and great neighborhoods, Quick Move-In homes or a guided homebuilding journey.

Built for more buying power, more home, and lower payments. For the toughest and most trying days, moments you’ll want to remember and days you can never forget. For action-packed mornings, lazy afternoons, and cozy nights in.

Built for you, by your neighbors, for nearly fifty years, by One of the Nation’s Leading Homebuilders.


Discover the home of your dreams with this exclusive offer. For a limited time, enjoy below-market interest rates†† through M/I Financial, LLC and receive up to $10,000 in paid closing costs††† when you purchase a new home that closes by May 31, 2025.

Choose the loan that works best for you and your family:

✓ 1/0 Rate Buydown on a 30-year FHA fixed-rate loan*

  • Year 1: 3.875% Rate / 5.603% APR
  • Years 2-30: 4.875% Rate / 5.603% APR

✓ 1/0 Rate Buydown on a 30-year VA fixed-rate loan**

  • Year 1: 3.875% Rate / 5.080% APR
  • Years 2-30: 4.875% Rate / 5.080% APR

✓ 1/0 Rate Buydown on a 30-year conventional fixed-rate loan***

  • Year 1: 4.875% Rate / 5.903% APR
  • Years 2-30: 5.875% Rate / 5.903% APR

And, on select townhomes, you will receive a free move-in package including the following:†

  • Free Washer and Dryer
  • Free Refrigerator
  • Free Blinds

This amazing offer won't last long. Contact our team today to schedule an appointment.

*A 3.5% down payment and a minimum credit score of 640 is required. The interest rate applies to a 30-year FHA loan with a 1/0 buydown. The interest rate is temporarily reduced to 3.875% for year 1 and 4.875% for years 2–30. The ANNUAL PERCENTAGE RATE is 5.603%. The program is available on selected Quick Move-In homes and applies to new contracts only. The promotion does not apply to cancellations, re-writes, or transfers. The seller's contribution is limited to agency limits, which depend on the loan program and LTV. The buyer must occupy the property as their primary residence and meet all qualification requirements of the program. The buyer must make a loan application within 48 hours of contract signing and must close by 5/31/25. Other financing programs may be available with as little as 5% down. The rate is subject to change without notice and is not guaranteed until locked with M/I Financial, LLC. Maximum allowable FHA county loan limits apply. Financing is offered through M/I Financial, LLC (NMLS# 50684). Restrictions do apply. Subject to change without notice.

**A 0% down payment and a minimum credit score of 640 is required. The interest rate applies to a 30-year VA loan with a 1/0 buydown. The interest rate is temporarily reduced to 3.875% for year 1 and 4.875% for years 2–30. The ANNUAL PERCENTAGE RATE is 5.080%. The program is available on selected Quick Move-In homes and applies to new contracts only. The promotion does not apply to cancellations, re-writes, or transfers. The seller's contribution is limited to agency limits, which depend on the loan program and LTV. The buyer must occupy the property as their primary residence and meet all qualification requirements of the program. The buyer must make a loan application within 48 hours of contract signing and must close by 5/31/25. Other financing programs may be available with as little as 5% down. The rate is subject to change without notice and is not guaranteed until locked with M/I Financial, LLC.  VA Financing is offered through M/I Financial, LLC (NMLS# 50684). Restrictions do apply. Subject to change without notice.

*** A 20% down payment and a minimum credit score of 720 is required. The interest rate applies to a 30-year Conventional Loan with a 1/0 buydown. The interest rate is temporarily reduced to 4.875% for year 1 and 5.875% for years 2–30. The ANNUAL PERCENTAGE RATE is 5.903%. The program is available on selected Quick Move-In homes and applies to new contracts only. Promotion does not apply to cancellations, re-writes, or transfers. The seller's contribution is limited to agency limits, which depend on the loan program and LTV. The buyer must occupy the property as their primary residence and meet all qualification requirements of the program. The buyer must make a loan application within 48 hours of contract signing and must close by 5/31/25. Other financing programs may be available with as little as 5% down. The rate is subject to change without notice and is not guaranteed until locked with M/I Financial, LLC. Conforming conventional loan limits apply. Financing is offered through M/I Financial, LLC (NMLS# 50684). Restrictions do apply. Subject to change without notice.

†Free appliance package includes standard washer, dryer, refrigerator, and blinds and are only available on select townhomes.

††Below-market rate as compared to the weekly Freddie Mac Primary Mortgage Market Survey.

†††M/I Homes will pay up to $10,000 in allowable closing costs (excluding pre paids, HOA dues and set up fees) on new contracts written on or after 4/9/25 that close by 5/31/25. Some restrictions apply. Subject to change with out notice. Contact New Home Consultant for complete details.

Communities offering this incentive

For a limited time, you can secure a 1/0 buydown with first-year rates as low as 3.875%* / 5.603% APR* on a 30-year fixed FHA loan when you close on your new home by May 31, 2025. This special rate is offered through M/I Financial, LLC. Below-market rates†† are available on VA** and conventional loans.*** In addition, you could receive up to $10,000 in Paid Closing Costs!†††