Back to School, Back to Savings! 3.875% Rate** / 5.9398% APR** With Our Special 2/1 Buydown

**The promotional rate is valid on new contracts written on or after August 1, 2025 and close no later than September 30th, 2025. A 20% down payment and a minimum credit score of 720 is required. The 5.875% interest rate applies to a 2/1 temporary buydown on a 30-year fixed Conventional Loan. In the first year, the interest rate is reduced to 3.875% and the principal and interest payments are $2,069. In the second year, the interest rate is 4.875% and the principal and interest payments are $2,328. In years 3 through 30, the interest rate is 5.875% and the principal and interest payments are $2,603. Payments do not include taxes, insurance, or HOA so your payment will be higher. The ANNUAL PERCENTAGE RATE is 5.9398%. Program is available on selected Quick Move-In homes and applies to new contracts only. Promotion does not apply cancellations, rewrites, or transfers. The seller's contribution is limited to agency limits, which depend on the loan program and LTV. Buyer must occupy the property as their primary residence and meet all qualification requirements of the program. The buyer must make a loan application within 48 hours of contract signing and must close by September 30, 2025. Other financing programs may be available with as little as 5% down. The rate is subject to change without notice and is not guaranteed until locked with M/I Financial, LLC. Conforming Conventional loan limits apply. Financing is offered through M/I Financial, LLC (NMLS# 50684). Restrictions do apply.

***For a limited time, M/I Homes will pay allowable closing costs up to $12,000 on new contracts of select townhomes written between 8/1/25 - 8/31/25 that close by 9/30/25. Available through M/I Financial, LLC (NMLS# 50684), these closing costs will be paid only on primary residence and first mortgages. Buyer must make an application within 48 hours of the contract. "Closing Costs" exclude prepaid items such as taxes, insurance, and escrows. The seller's contribution is limited to agency limits, which depend on the loan program and LTV. Buyer will be responsible for any down payment required by the loan program guidelines and any upfront mortgage insurance premiums. Some restrictions apply. The offer is for a limited time only and is subject to change without notice. Some restrictions apply. See New Home Consultant for details.

†Buyer to receive a percentage of contract price towards allowable closing costs with a single family home contract executed 8/1/25 -8/31/25 and close by 12/31/2025. Buyer must make an application within 48 hours of the contract. Available through M/I Financial LLC (NMLS# 50684) The total contribution is not to exceed a maximum of $15,000. "Closing Costs" exclude prepaid items such as taxes, insurance, and escrows. The seller's contribution is limited to agency limits, which depend on the loan program and LTV. Buyer will be responsible for any down payment required by the loan program guidelines and any upfront mortgage insurance premiums. Some restrictions apply. The offer is for a limited time only and is subject to change without notice. If combined with a special rate incentive, then the total contribution will differ according to the loan program and other factors. Offer is not available for renegotiation on existing contracts and is subject to change without notice. See New Home Consultant for complete details.

††Below-market rate as compared to the weekly Freddie Mac Primary Mortgage Market Survey.

†††The interest rate of 5.50% applies to a 30-year VA loan with a financed funding fee of 3.3% based on a $800,000 sales price and a $826,400 loan amount. A 0% down payment and a minimum credit score of 640 are required. The ANNUAL PERCENTAGE RATE is 5.826%. The program is available on select homes only and applies to new contracts written between 8/1/25-8/31/25. Promotion does not apply to cancellations, re-writes, or transfers. The seller’s contribution is limited to agency limits, which depend on the loan program and LTV. Buyer must occupy the property as their primary residence and meet all qualification requirements of the program. The buyer must make a loan application within 48 hours of contract signing and must close by 12/31/25. If the interest rate is lower 30 days prior to closing, the buyer has the option to float down to the current market rate. Maximum allowable VA county loan limits apply. Borrowers wishing to lock their rate through 12/31/2025 as a 5.50% VA will be required to pay an upfront lock fee of 1% of the loan amount. This fee will be refunded to the borrower at closing. If the borrower does not close with M/I Financial, the lock fee will not be refunded. Other financing programs may be available with as little as 5% down. The rate is subject to change without notice and is not guaranteed until locked with M/I Financial, LLC. Financing is offered through M/I Financial, LLC (NMLS# 50684). Funds are limited, and the program can be discontinued at any time and without notice. Restrictions do apply.

‡The interest rate of 5.875% is based on a 30-year fixed-rate Conventional loan. The sales price is $800,000, and the loan amount is $640,000. A 20% down payment and a minimum credit score of 720 is required. The ANNUAL PERCENTAGE RATE is 6.1022%. The program is available on select homes only and applies to new contracts written between 8/1/25–8/31/25. Promotion does not apply to cancellations, re-writes, or transfers. The seller’s contribution is limited to agency limits, which depend on the loan program and LTV. Buyer must occupy the property as their primary residence and meet all qualification requirements of the program. The buyer must make a loan application within 48 hours of contract signing and must close by 12/31/25. If the interest rate is lower 30 days prior to closing, the buyer has the option to float down to the current market rate. Borrowers wishing to lock their rate through 12/31/2025 as a 5.875% Conventional will be required to pay an upfront lock fee of 1% of the loan amount. This fee will be refunded to the borrower at closing. If the borrower does not close with M/I Financial, the lock fee will not be refunded. Other financing programs may be available with as little as 5% down. The rate is subject to change without notice and is not guaranteed until locked with M/I Financial, LLC. Conforming Conventional loan limits apply. Financing is offered through M/I Financial, LLC (NMLS# 50684). Funds are limited, and the program can be discontinued at any time and without notice. Restrictions do apply.

‡‡School teachers are eligible to receive an additional $2,000 off the purchase price of their new home when they purchase between 8/1/25–8/31/25. A valid and current school ID must be presented at the time of contract to qualify. Offer valid on select homes only. Subject to change with out notice.