Lower Monthly Payments With Our Below-Market Rate*

November 9 - December 20, 2026

For a limited time, enjoy a special 7/6 ARM 30-year conventional loan with a 4.875 Rate** / 5.749% APR** offered through M/I Financial, LLC, and discover how a lower monthly payment could help you get more from your new home purchase. Explore the savings and see which Quick Move-In homes qualify before this offer ends.

How to Receive Lower Monthly Payments

A brand-new home may be more within reach than you think. With a limited-time 7/6 ARM that can help lower your monthly payment and a variety of Quick Move-In homes ready to choose from, now is a great time to make your move before year-end.

Take advantage of a below-market interest rate^* and enjoy more buying power for your new home. For a limited time, M/I Financial is offering an exclusive interest rate that's fixed for the first 7 years^** of homeownership. Close by December 18, 2026, to take advantage of this special financing opportunity and maximize your savings.

You'll receive:

30-year conventional loan with a 7/6 ARM^**
- Years 1-7: 4.875% Rate^** / 5.749% APR^**
- Years 8-30: Interest rate and payment adjust every 6 months based on index rate changes^**
- Other financing programs, including FHA and VA loan options, are available
And up to 2% in allowable closing costs.^***

Plus, every townhome comes move-in ready with a washer/dryer, refrigerator, and blinds already included.

Whether you’re upgrading, relocating, or purchasing your first home, now is the perfect time to give yourself a gift of a new home. This special incentive won’t be around forever.

^*Below-market rate as compared to the weekly Freddie Mac Primary Mortgage Market Survey.

**The 4.875% interest rate is based on a 30-year Conventional 7/6 ARM with a 20% down payment, for new contracts executed on or after 11/9/26 that close by 12/18/26. In the first 7 years, the interest rate is 4.875%. After 84 payments, the interest rate will increase or decrease by a maximum of 5%. Buyer must occupy the property as their primary residence and meet all qualification requirements of the program. A minimum 720 FICO is required. No exceptions. Thereafter, the interest rate is subject to change every 6 months and can increase or decrease a maximum of 1%, with a lifetime minimum interest rate of 2.75% and a lifetime maximum interest rate of 9.875%. The adjustments are based on the 30-day average SOFR index plus a margin of 2.75%. The ANNUAL PERCENTAGE RATE is 5.749%. Assuming the 30-day average SOFR index is the same after 84 payments as it is on 10/29/26, the simple interest rate after the first adjustment would be 6.625% and would remain constant for the next 6 months. There is no guarantee that the index will remain the same during the life of the loan; therefore, the APR may increase or decrease during the term of the loan. Promotion does not apply to cancellations, re-writes or transfers. Financing is offered through M/I Financial, LLC (NMLS#50684). Restrictions do apply.

***For a limited time, M/I Homes will pay allowable closing costs up to 2% on new contracts executed on or after 11/9/26 that close by 12/18/26. Available through M/I Financial, LLC (NMLS# 50684), these closing costs will be paid only on primary residence and first mortgages. Buyer must make an application within 48 hours of the contract. "Closing Costs" exclude prepaid items such as taxes, insurance, and escrows. The seller's contribution is limited to agency limits, which depends on the loan program and LTV. Buyer will be responsible for any down payment required by the loan program guidelines and any upfront mortgage insurance premiums. The offer is for a limited time only and is subject to change without notice. Some restrictions apply. See New Home Consultant for details.