New Rate: Lower Payments with 2/1 Buydown

September 12 - 25, 2025

For a limited time, you can increase your buying power and decrease your rate for the first two years of mortgage with M/I Financial, LLC's 2/1 buydown rate of 2.875%** / 4.9112% APR** with first-year payments as low as $1,825.53 a month on a 30-year conventional fixed-rate loan for select townhomes.

NEW LOW RATE!

Thinking about buying a new home but worried about high interest rates? Then we have great news!

M/I Financial now offers you a program that dramatically lowers your payments for the first two years of your mortgage, putting a great new home within your reach. 

Select Townhomes: 2/1 Rate Buydown on a 30-year Conventional fixed-rate mortgage** on homes that close on or before November 28, 2025:

• Year 1: 2.875% Rate** / 4.9112% APR**
• Year 2: 3.875% Rate** / 4.9112% APR**
• Years 3–30: 4.875% Rate** / 4.9112% APR**
• Ask about our FHA and VA loan options

Plus, M/I Homes will pay all allowable closing costs!***

Whether you're upgrading, relocating, or buying your first home, now is the perfect time to take the leap.
Our exclusive limited-time offers make it easier than ever to find a home that fits your lifestyle—and save thousands while doing it.

These special incentives won’t last long—act now and take advantage of this opportunity to secure your dream home!

**The promotional rate is valid on new contracts written on or after 9/12/25 and close no later than 11/28/25. The payment is based on a $550,000 sales price with a $440,000 loan amount. A 20% down payment and a minimum credit score of 720 is required. The 4.875% interest rate applies to a 2/1 temporary buydown on a 30-year fixed Conventional Loan. In the first year, the interest rate is reduced to 2.875% and the principal and interest payments are $1,825.53. In the second year, the interest rate is 3.875% and the principal and interest payments are $2,069,04. In years 3 through 30, the interest rate is 4.875% and the principal and interest payments are $2,328.52. Payments do not include taxes, insurance, or HOA so your payment will be higher. The ANNUAL PERCENTAGE RATE is 4.9112%. Program is available on selected Quick Move-In homes and applies to new contracts only. Promotion does not apply cancellations, rewrites, or transfers. The seller's contribution is limited to agency limits, which depend on the loan program and LTV. Buyer must occupy the property as their primary residence and meet all qualification requirements of the program. The buyer must make a loan application within 48 hours of contract signing and must close by 11/28/25. Other financing programs may be available with as little as 5% down. The rate is subject to change without notice and is not guaranteed until locked with M/I Financial, LLC. Conforming Conventional loan limits apply. Financing is offered through M/I Financial, LLC (NMLS# 50684). Restrictions do apply.