Holiday of Homes

During this holiday season, you can secure first-year rates as low as 2.875% Rate* / 5.6337% APR* with a 2/1 buydown of a 30-year fixed FHA mortgage. This temporary 2/1 mortgage rate buydown is available for select homes.

More Details:

Home has a special meaning during the holidays. It’s time spent with family and friends to celebrate holiday traditions.

Hurry, lock in a lower rate on select Quick Move-In homes that can close by December 31, 2025.

Lower Rates Include:

✓ 2/1 Rate Buydown on a 30-year FHA fixed-rate mortgage:*

  • Year 1: 2.875% Rate*/ 5.6337% APR*
  • Year 2: 3.875% Rate*/ 5.6337% APR*
  • Years 3-30: 4.875% Rate*/ 5.6337% APR*

Contact our team today for information on homes that qualify for this program.

*Promotional rate is valid on new contracts written between September 9-December 7 2025 and  is based on a $414,507 sales price with a $400,000 base loan amount. Financed amount is $407,000 which includes the FHA UFMIP of 1.75%.  A 3.5% down payment and a minimum credit score of 640 is required. The 4.875% interest rate applies to a 30-year FHA loan with a 2-1 buy-down. The 4.875% interest rate is temporarily reduced to 2.875% for year 1, 3.875%  for year 2, and 4.875% for years 3–30. The ANNUAL PERCENTAGE RATE is 5.6337%. Program is available on selected Quick Move-In homes and applies to new contracts only. Promotion does not apply cancellations, re-writes, or transfers. The seller’s contribution is limited to agency limits, which depend on the loan program and LTV. Buyer must occupy the property as their primary residence and meet all qualification requirements of the program. The buyer must make a loan application within 48 hours of contract signing and must close by December 31, 2025. Other financing programs may be available with as little as 5% down. The rate is subject to change without notice and is not guaranteed until locked with M/I Financial, LLC. Maximum allowable FHA county loan limits apply. Financing is offered through M/I Financial, LLC (NMLS# 50684). Restrictions do apply.

Communities offering this incentive

During this holiday season, you can secure first-year rates as low as 2.875% Rate* / 5.6337% APR* with a 2/1 buydown of a 30-year fixed FHA mortgage. This temporary 2/1 mortgage rate buydown is available for select homes.

Aberdeen

Charlotte, NC

Avienmore

Charlotte, NC

Bellamore

York, SC

Canterbury Station

Wingate, NC

Laurelbrook

Sherrills Ford, NC

Piper Landing

Concord, NC

Sanders Ridge

Troutman, NC

Secrest Landing

Monroe, NC

Whitaker Pointe

Huntersville, NC

Willoughby Park

Monroe, NC