Game Time: Ready. Set. Move.

2/1 Buydown with 30 year fixed rate mortgage

*FHA - The 5.25% promotional rate is based on a sales price of $ 500,000 with a base loan amount of $ 482,500. The financed amount is $ 484.419, which includes the FHA UFMIP of 1.75%. A 3.5% down payment and a minimum credit score of 640 are required. The 5.25 % interest rate applies to a 2/1 temporary buydown on a 30-year FHA Fixed Rate loan. In the first year, the interest rate is 3.25%; in the second year, the interest rate is 4.25%; and in years 3 through 30, the interest rate is 5.25%. The ANNUAL PERCENTAGE RATE is 6.021%. Program is available on select homes only and applies to new contracts written on or after September 15th, 2026. Promotion does not apply to cancellations, rewrites, or transfers. The seller’s contribution is limited to agency limits, which depend on the loan program and LTV. Buyers must occupy the property as their primary residence and meet all qualification requirements of the program. The buyer must make a loan application within 48 hours of contract signing and must close by December 31st, 2026. Other financing options may be available with as little as 0% down. Rates are subject to change without notice and are not guaranteed until locked with M/I Financial, LLC. Maximum allowable FHA county loan limits apply. Financing is offered through M/I Financial, LLC (NMLS# 50684). Restrictions do apply.  Funds are limited, and the program can be discontinued at any time and without notice. 

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30 year fixed rate with closing costs 

**FHA - The interest rate of 5.25%  is based on a 30-year fixed-rate FHA loan with a 3.5% down payment. The promotional rate is based on a sales price of $500,000 with a base loan amount of $482,500 Financed amount is $490,943, which includes the FHA UFMIP of 1.75%. . The ANNUAL PERCENTAGE RATE is 5.891%. A  minimum credit score of 640 is required. Program is available on select homes only and applies to new contracts written on or after September 15th, 2026. Promotion does not apply to cancellations, re-writes, or transfers. Seller closing cost credits are up to $5,000. The seller’s contribution is limited to agency limits, which depend on the loan program and LTV. Buyers must occupy the property as their primary residence and meet all qualification requirements of the program. The buyer must make a loan application within 48 hours of contract signing and must close by December 31st, 2026. Rates are subject to change without notice and are not guaranteed until locked with M/I Financial, LLC. Maximum allowable FHA county loan limits apply. Financing is offered through M/I Financial, LLC (NMLS# 50684). Restrictions do apply.  Funds are limited and program can be discontinued at any time and without notice.

^†Closing Costs up to $5,000 may apply to buyer's costs, including lender fees, title fees, prepaid escrows, and 3rd party fees. Buyers are responsible for the buyer’s portion of prorated HOA fees and/or dues. The seller’s contribution is limited to agency limits of 3% to 6% (depending on the percentage of the down payment and loan program). Buyer will be responsible for any down payment required by the loan program guidelines and any upfront mortgage insurance premiums. Closing Costs are only valid when buyers use M/I Financial, LLC (NMLS #50684) and are limited to the amount determined per community. Incentives and availability are subject to change without notice. Cannot be combined with any other offers. Some restrictions apply. See an M/I Homes New Home Consultant for specific details.

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^*Available on Smart Series To-Be-Built homes. Flex cash is valid on new to-be-built contracts written between 9/15/2026-10/11/2026. Buyer may choose to use flex cash toward any of the following: closing costs or a rate buydown through M/I Financial, LLC (NMLS# 50684), structural or design options. Closing costs exclude prepaid items such as taxes, insurance, and escrows. The seller's contribution is limited to agency limits, which depend on the loan program and LTV. The amount of the offer and any other offers tied to the use of M/I Financial, LLC (NMLS# 50684) cannot exceed 3% of the home's base price. The buyer will be responsible for any down payment required by the loan program guidelines and any upfront mortgage insurance premiums. The Promotional credits, options, and upgrades vary per plan and community. Buyers will receive up to $15,000 in flex cash. Anything above and beyond promotional credit is the buyer's responsibility. Certain additional deposits may be required depending on the options selected. Restrictions apply. Offer is for a limited time only and is subject to change at any time without notice. See New Home Consultant for specific details and restrictions. Available on select communities only 

^¶Buyer is eligible to receive 50% off options up to a maximum of $30,000 (maximum of $28,000 discount) in options on Basement Villas and Prestige Home Series. Buyer is eligible to receive 50% off options up to a maximum of $30,000 (maximum of $25,000 discount) in options on Patio villas. Valid on new to-be-built contracts written between 9/15/2026-10/11/2026. The maximum promotion amount varies by community, floorplan, homesite, and the total dollar amount of options selected. Promotion available in select communities, and on select homesites. Offer is not available on townhomes. See an M/I Homes New Home Consultant for community-specific promotion value and complete details.

^¶¶Offer includes a credit of up to $13,000, which may be applied toward either a Wet Bar or a Size 1 Deck. Credit has no cash value, is not transferable, and may not be combined with other offers unless otherwise specified. If the selected option is priced below the maximum credit amount, any unused portion will be forfeited. Additional costs for upgrades, customization, or options exceeding the credit amount are the responsibility of the purchaser. Offer is subject to availability and may be changed or withdrawn without notice.

^¶¶¶Up to $10,000 credit may be applied toward fireplace, surround sound, and/or patio upgrades. Credit has no cash value, is non-transferable, and may not be combined with other offers unless otherwise specified. Any unused portion of the credit will be forfeited. Purchaser is responsible for costs exceeding the credit amount. Offer subject to change or cancellation without notice.

Long Term Rate Lock 

^§Available on To-Be-Built homes and must be able to close by May 31, 2027

^‡Conventional Long-Term Rate Lock - The interest rate of 6.25% is based on a 30-year fixed-rate conventional loan with a 10% down payment. The sales price is $500,000 with a loan amount of $ 450,000. PMI will be required and is included in the APR. The ANNUAL PERCENTAGE RATE is 6.562%. A minimum credit score of 720 is required. Program is available on select homes only and applies to new contracts written on or after September 15th, 2026. Promotion does not apply to cancellations, rewrites, or transfers. The seller’s contribution is limited to agency limits, which depend on the loan program and LTV. Buyers must occupy the property as their primary residence and meet all qualification requirements of the program. The buyer must make a loan application within 48 hours of contract signing and must close by May 31^st, 2027. A 1% prepaid lock deposit is due at the time of rate lock. If the interest rate is lower 30 days prior to closing, the buyer has the option to float down to the current market rate. Contact your MIF Loan Officer for more details on the Float-Down option. Other financing options may be available with as little as 5% down. Rates are subject to change without notice and are not guaranteed until locked with M/I Financial, LLC. Conforming Conventional loan limits apply. Financing is offered through M/I Financial, LLC (NMLS# 50684). Restrictions do apply. Funds are limited, and the program can be discontinued at any time and without notice.

^‡‡FHA Long-Term Rate lock - The interest rate of 6.25% is based on a 30-year fixed-rate FHA loan with a sales price of $500,000 and a loan amount of 482,500. The financed amount is $490,943, which includes the FHA UFMIP of 1.75%. A 3.5% down payment and a minimum credit score of 640 are required. The ANNUAL PERCENTAGE RATE is 7.039%. Program is available on select homes only and applies to new contracts written on or after September 15th, 2026. Promotion does not apply to cancellations, rewrites, or transfers. The seller’s contribution is limited to agency limits, which depend on the loan program and LTV. The buyer must occupy the property as their primary residence and meet all qualification requirements of the program. The buyer must make a loan application within 48 hours of contract signing and must close by May 31^st, 2027.. A 1% prepaid lock deposit is due at the time of rate lock. If the interest rate is lower 30 days prior to closing, the buyer has the option to float down to the current market rate. Contact your MIF Loan Officer for more details on the Float-Down option. Other financing programs may be available. Rates are subject to change without notice and are not guaranteed until locked with M/I Financial, LLC. Maximum allowable FHA county loan limits apply. Financing is offered through M/I Financial, LLC (NMLS# 50684). Restrictions do apply. Funds are limited, and the program can be discontinued at any time and without notice.

^‡‡‡VA Long-Term Rate Lock - The interest rate of 6.25 % is based on a 30-year fixed-rate VA loan with a sales price of $500,000 and a loan amount of 500,000. The financed amount is $510,750, which includes the VA Funding Fee of 2.15% for first-time users. Subsequent users may be subject to a higher funding fee. A 0% down payment and a minimum credit score of 640 are required. The ANNUAL PERCENTAGE RATE is 6.490%. Program applies to new contracts only written on or after September 15th, 2026. Promotion does not apply to cancellations, rewrites, or transfers. The seller’s contribution is limited to agency limits, which depend on the loan program and LTV. Buyers must occupy the property as their primary residence and meet all qualification requirements of the program. The buyer must make a loan application within 48 hours of contract signing and must close by May 31^st, 2027.. A 1% prepaid lock deposit is due at the time of rate lock. If the interest rate is lower 30 days prior to closing, the buyer has the option to float down to the current market rate. Contact your MIF Loan Officer for more details on the Float-Down option. Other financing programs may be available. The rate is subject to change without notice and is not guaranteed until locked with M/I Financial, LLC. Financing is offered through M/I Financial, LLC (NMLS# 50684). Restrictions do apply. Maximum allowable VA county loan limits apply. Restrictions do apply. Funds are limited, and the program can be discontinued at any time and without notice.