Long-Term Rate Lock Offered Through M/I Financial, LLC

Lock in your limited-time, below-market rate now when you build a home!*

Long-Term Rate Lock

Building a home with M/I Homes that hasn't yet started being built?*** Here’s the smart way to save.

If you close by October 30th, 2026, you can lock in the following interest rates—so you don’t have to worry if rates go up later:

• Conventional Rate: 4.875% Rate** / 4.945%  APR**

*Below-market rate as compared to the weekly Freddie Mac Primary Mortgage Market Survey.

**The interest rate of 4.875% is based on a 30-year fixed rate conventional loan. The sales price is $500,000 with a loan amount of $400,000. The ANNUAL PERCENTAGE RATE is 4.945%. A minimum credit score of 720 is required. Program is available on select homes only and applies to new contracts written on or after February 26th, 2026. Promotion does not apply to cancellations, re-writes, or transfers. The seller’s contribution is limited to agency limits, which depend on the loan program and LTV. Buyer must occupy the property as their primary residence and meet all qualification requirements of the program. The buyer must make a loan application within 48 hours of contract signing and must close by October 30, 2026. A rate lock deposit equaling 1% of the loan amount is required at time of application/rate lock. Other financing options may be available with as little as 5% down. Rate is subject to change without notice and is not guaranteed until locked with M/I Financial, LLC. Conforming Conventional loan limits apply. Financing is offered through M/I Financial, LLC (NMLS# 50684). Restrictions do apply.