Sleigh the Savings: First-Year 2.875% Rate** / 4.938% APR**
Start the New Year right by making your biggest resolution a reality: homeownership. With our Sleigh the Savings promotion, you'll benefit from our end-of-the-year pricing paired with our unbelievable 2/1 buydown rate**—giving you lower payments up front and long-term affordability that feels too good to be true.
More Details
Why Homeownership is the Perfect Resolution
- Immediate affordability: The 2/1 buydown means you start 2026 with lower monthly payments and save thousands over the longterm.
- Long-term stability: After the buydown period, you're locked into some of the best rates in Michigan, giving you the confidence your resolution will pay off for decades.
- A smart investment: End-of-the-year pricing with a 2/1 Buydown rate on a brand-new home, you won't find these savings with resale.
- Fresh start: In the spirit of resolutions, start the new year in a new space all your own.
Sleigh the Savings Includes:
- Exclusive 2/1 Buydown on a 30-year fixed-rate conventional loan offered through M/I Financial, LLC* for select Quick Move-In homes closing by January 31st, 2026:
- Year 1: 2.875% Rate** / 4.938% APR**
- Year 2: 3.875% Rate** / 4.938% APR**
- Years 3-30: 4.875% Rate** / 4.938% APR**
- Unbelievable New Year Savings on select homes near Ann Arbor, Macomb, Oakland & Genesee County
- Up to $52,000 in savings on townhomes and single family homes at Andelina Farms in Saline.***
- Up to $33,000 in savings on single family homes at Heritage Farms, located 20-minutes from Ann Arbor.***
- Up to $82,000 in savings on single family homes at Powell Ridge in Washington Township within Romeo Community Schools.***
- Up to $18,000 in savings on single family homes in Holly, MI in Oakland County.***
- Up to $48,000 in savings on single family homes at Cambridge Park in Grand Blanc with quick access to highways and major employers.***
Don’t just make resolutions — keep them. Sleigh into Savings and make 2026 the year you move into your dream home with savings you can brag about.
*The 6.5% rate is based off the Market Average Rate as of 12/2/2025 for 30-year fixed-rate conventional loan. The ANNUAL PERCENTAGE RATE is 6.569% and is based on a sales price of $435,000 with a loan amount of $348,000 and a monthly payment of $2,200.
**The interest rate of 4.875% is based on a 30-year fixed-rate conventional loan amount with a 2/1 buydown and a 20% down payment. The payment is based on a $435,000 sales price with a $348,000 loan amount. In the first year, the interest rate is 2.875% and the principal and interest payments are $1,444. In the second year, the interest rate is 3.875% and the principal and interest payments are $1,637. In years 3 through 30, the interest rate is 4.875% and the principal and interest payments are $1,842. Payments do not include taxes, insurance, or HOA so your total payment will be higher. The ANNUAL PERCENTAGE RATE is 4.938%. Program is available on selected Quick Move-In Homes and applies to new contracts only. Promotion does not apply to cancellations, re-writes, or transfers. The seller’s contribution is limited to agency limits which depend on the loan program and LTV. Buyer must occupy the property as their primary residence and meet all qualification requirements of the program. The buyer must make a loan application within 48 hours of contract signing and must close by January 31st, 2026. Other financing programs may be available with as little as 5% down. The rate is subject to change without notice and is not guaranteed until locked with M/I Financial, LLC. Financing is offered through M/I Financial, LLC (NMLS# 50684). Restrictions do apply.
***Savings are already reflected in published sales price for Quick Move-In Homes. Savings vary per home and per community. Contact a New Home Consultant for complete details.
Have questions for us?
Ask about current properties or more details about this incentive, or call (248) 836-4526