Red, White, & Sold: 3.875%** FHA Rate / 5.6272%** APR First-Year Rate 1/0 Buydown

Now is the time to declare your freedom from high rates, landlords, and bidding wars. Move in this summer with our limited-time 1/0 buydown with first-year rates as low as 3.875** / 5.6272 APR** on a 30-year FHA loan offered through M/I Financial, LLC. Contact us today to learn more.

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This July, don't just celebrate independence—own it! 💥

Now is the time to declare your freedom from high rates, landlords, and bidding wars. 

Take advantage of our limited-time incentives to get you moved in before summer ends. 

Quick Move-In homes closing by August 31st are eligible for:

  • Up to $7,500 in paid closing costs by using M/I Financial, LLC*

  • A 1/0 rate buydown on a 30-year fixed-rate FHA loan or a 30-year fixed-rate conventional loan on select homes closing in August.

    • 1/0 rate buydown on a 30-year fixed-rate FHA loan on select Quick Move-In homes:**
      • Year 1: 3.875% Rate / 5.6272% APR
      • Years 2-30: 4.875% / 5.6272% APR

    Or

    • 1/0 rate buydown on a 30-year fixed-rate conventional loan on select Quick Move-In homes:***
      • Year 1: 4.875% Rate / 6.1022% APR
      • Years 2-30: 5.875% / 6.1022% APR

Quick Move-In homes closing by September 30th are eligible for:

  • Up to $5,000 in paid closing costs by using M/I Financial, LLC*

  • A below market 4.875% Rate† / 5.6272% APR† 30-year fixed-rate FHA loan or a 5.875% Rate†† / 6.1022% APR†† 30-year fixed-rate conventional loan on select homes closing in September

Quick Move-In homes closing by December 31st are eligible for:

  • Up to $2,500 in paid closing costs by using M/I Financial, LLC*

  • A below market 5.50% Rate††† / 6.261% APR††† 30-year fixed-rate FHA loan or a 5.875% Rate†††† / 5.944% APR†††† 30-year fixed-rate conventional loan on select homes closing by December. 

Let's put a SOLD sign on your new home. Contact us today to schedule your tour!

*Up to $7,500 in paid closing costs available on select Quick Move-In homes in Metro Detroit closing by August 31st, 2025. Up to $5,000 in paid closing costs available on select Quick Move-In homes closing between September 1st and September 30th, 2025. Up to $2,500 in paid closing costs available on select Quick Move-In homes closing between October 1st and December 31st, 2025. The total contribution is not to exceed a maximum of $7,500. "Closing Costs" exclude prepaid items such as taxes, insurance, and escrows. The seller's contribution is limited to agency limits, which depend on the loan program and LTV. The buyer is responsible for any down payment required by the loan program guidelines and any upfront mortgage insurance premiums. $7,500 in closing costs cover closing costs up to $7,500 and is only available by using M/I Financial, LLC (NMLS #50684). $5,000 in closing costs cover closing costs up to $5,000 and is only available by using M/I Financial, LLC (NMLS #50684). $2,500 in closing costs cover closing costs up to $2,500 and is only available by using M/I Financial, LLC (NMLS #50684). Offer is subject to change without notice. The offer is not available for renegotiation on existing contracts. Exclusions apply. Contact a M/I Homes New Home Consultant for complete details. Some restrictions may apply. 

**The interest rate of 4.875% is based on a 30-year fixed-rate FHA loan with a 1/0 buydown on a sales price of $414,508 and a $400,000 loan amount. The financed amount is $407,000, which includes the FHA UFMIP of 1.75%. A 3.5% down payment and a minimum credit score of 640 are required. The interest rate is temporarily reduced to 3.875% for year 1 and 4.875% for years 2-30. The ANNUAL PERCENTAGE RATE is 5.6272%. The program is available on selected Quick Move-In homes and applies to new contracts only. Promotion does not include townhomes in Andelina Farms. Promotion does not apply to cancellations, rewrites, or transfers. The seller’s contribution is limited to agency limits, which depend on the loan program and LTV. The buyer must occupy the property as their primary residence and meet all qualification requirements of the program. The buyer must make a loan application within 48 hours of contract signing and must close by August 31st, 2025. Other financing programs may be available with as little as 5% down. The rate is subject to change without notice and is not guaranteed until locked with M/I Financial, LLC. Maximum allowable FHA county loan limits apply. Financing is offered through M/I Financial, LLC (NMLS# 50684). Restrictions do apply. Contact a M/I Homes New Home Consultant for complete details. 

***The interest rate of 5.875% is based on a 30-year fixed-rate conventional loan with a 1/0 buydown on a sales price of $414,508 with a loan amount of $331,606. A 20% down payment and a minimum credit score of 720 are required. The interest rate is temporarily reduced to 4.875% for year 1 and 5.875% for years 2-30. The ANNUAL PERCENTAGE RATE is 6.1022%. The program is available on selected Quick Move-In homes and applies to new contracts only. Promotion does not apply to cancellations, rewrites, or transfers. The seller’s contribution is limited to agency limits, which depend on the loan program and LTV. The buyer must occupy the property as their primary residence and meet all qualification requirements of the program. The buyer must make a loan application within 48 hours of contract signing and must close by August 31st, 2025. Other financing programs may be available with as little as 5% down. The rate is subject to change without notice and is not guaranteed until locked with M/I Financial, LLC. Conforming Conventional loan limits apply. Financing is offered through M/I Financial, LLC (NMLS# 50684). Restrictions do apply. Contact a M/I Homes New Home Consultant for complete details. 

†The interest rate of 4.875% is based on a 30-year fixed-rate FHA loan on a sales price of $414,508 and a $400,000 loan amount. The financed amount is $407,000, which includes the FHA UFMIP of 1.75%. A 3.5% down payment and a minimum credit score of 640 are required. The ANNUAL PERCENTAGE RATE is 5.6272%. The program is available on selected Quick Move-In homes and applies to new contracts only. Promotion does not include townhomes in Andelina Farms. Promotion does not apply to cancellations, rewrites, or transfers. The seller’s contribution is limited to agency limits, which depend on the loan program and LTV. The buyer must occupy the property as their primary residence and meet all qualification requirements of the program. The buyer must make a loan application within 48 hours of contract signing and must close by September 30th, 2025. Other financing programs may be available with as little as 5% down. The rate is subject to change without notice and is not guaranteed until locked with M/I Financial, LLC. Maximum allowable FHA county loan limits apply. Financing is offered through M/I Financial, LLC (NMLS# 50684). Restrictions do apply. Contact a M/I Homes New Home Consultant for complete details. Below-market rate as compared to the weekly Freddie Mac Primary Mortgage Market Survey. 

††The interest rate of 5.875% is based on a 30-year fixed-rate conventional loan on a sales price of $414,508 with a loan amount of $331,606. A 20% down payment and a minimum credit score of 720 are required. The ANNUAL PERCENTAGE RATE is 6.1022%. The program is available on selected Quick Move-In homes and applies to new contracts only. Promotion does not apply to cancellations, rewrites, or transfers. The seller’s contribution is limited to agency limits, which depend on the loan program and LTV. The buyer must occupy the property as their primary residence and meet all qualification requirements of the program. The buyer must make a loan application within 48 hours of contract signing and must close by September 30th, 2025. Other financing programs may be available with as little as 5% down. The rate is subject to change without notice and is not guaranteed until locked with M/I Financial, LLC. Conforming Conventional loan limits apply. Financing is offered through M/I Financial, LLC (NMLS# 50684). Restrictions do apply. Contact a M/I Homes New Home Consultant for complete details. Below-market rate as compared to the weekly Freddie Mac Primary Mortgage Market Survey. 

†††The interest rate of 5.50% is based on a 30-year fixed-rate FHA loan on a sales price of $414,508 and $400,000 loan amount. The financed amount is $407,000, which includes the FHA UFMIP of 1.75%. A 3.5% down payment and a minimum credit score of 640 are required. The ANNUAL PERCENTAGE RATE is 6.261%. The program is available on selected Quick Move-In homes and applies to new contracts only. Promotion does not include townhomes in Andelina Farms. Promotion does not apply to cancellations, rewrites, or transfers. The seller’s contribution is limited to agency limits, which depend on the loan program and LTV. The buyer must occupy the property as their primary residence and meet all qualification requirements of the program. The buyer must be under contract by July 31st, 2025. The buyer must make a loan application within 48 hours of contract signing and must close by December 31st, 2025. Other financing programs may be available with as little as 5% down. The rate is subject to change without notice and is not guaranteed until locked with M/I Financial, LLC. Maximum allowable FHA county loan limits apply. Financing is offered through M/I Financial, LLC (NMLS# 50684). Restrictions do apply. If interest rate is lower 30 days prior to closing, buyer has the option to float down to current market rate. Contact a M/I Homes New Home Consultant for complete details. Below-market rate as compared to the weekly Freddie Mac Primary Mortgage Market Survey.

††††The interest rate of 5.875% is based on a 30-year fixed-rate conventional loan on a sales price of $414,508 with a loan amount of $331,606. A 20% down payment and a minimum credit score of 720 are required. The ANNUAL PERCENTAGE RATE is 5.944%. The program is available on selected Quick Move-In homes and applies to new contracts only. Promotion does not apply to cancellations, rewrites, or transfers. The seller’s contribution is limited to agency limits, which depend on the loan program and LTV. The buyer must occupy the property as their primary residence and meet all qualification requirements of the program. The buyer must be under contract by July 31st, 2025. The buyer must make a loan application within 48 hours of contract signing and must close by December 31st, 2025. Other financing programs may be available with as little as 5% down. The rate is subject to change without notice and is not guaranteed until locked with M/I Financial, LLC. Conforming Conventional loan limits apply. Financing is offered through M/I Financial, LLC (NMLS# 50684). Restrictions do apply. If interest rate is lower 30 days prior to closing, buyer has the option to float down to current market rate. Contact a M/I Homes New Home Consultant for complete details. Below-market rate as compared to the weekly Freddie Mac Primary Mortgage Market Survey. 

Communities offering this incentive

Now is the time to declare your freedom from high rates, landlords, and bidding wars. Move in this summer with our limited-time 1/0 buydown with first-year rates as low as 3.875** / 5.6272 APR** on a 30-year FHA loan offered through M/I Financial, LLC. Contact us today to learn more.

Andelina Farms

Saline Township, MI

Cambridge Park

Grand Blanc, MI

Cobblestone Creek Woodlands

Van Buren Township, MI

Creekside Park

Chesterfield, MI

Gardens of Riverside

Holly, MI

Heritage Farms

Chelsea, MI

Powell Ridge

Washington Township, MI