Spring Forward Into A New Home: 1st-Year 2.875% Rate* / 5.123% APR*

As the snow melts and the days brighten, now is the time to take advantage of the spring season with a new home. Frost to Fresh is our limited-time offer of a 2/1 buydown with first-year rates as low as 2.875%* / 5.123% APR* on a 30-year fixed conventional loan offered through M/I Financial, LLC—designed to help you make a move with confidence and big savings this spring.

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As the flowers begin to bloom, there's no better time to make your move. Let our team guide you toward a fresh start this season with our exceptional 2/1 buydown, designed to reduce your payments and help you move into a new home sooner—without the bidding wars.

For a limited time, our 2/1 buydown on a 30-year fixed conventional loan offered through M/I Financial, LLC can save you thousands on select Quick Move-In Homes closing by May 29^th, 2026.*

Enjoy lower payments from the start:

• Year 1: 2.875% Rate* / 5.123% APR*
• Year 2: 3.875% Rate* / 5.123% APR*
• Years 3-30: 4.875% Rate* / 5.123% APR*

Prefer FHA or VA? Our 2/1 buydown is also available on all eligible homes closing by May 29th through M/I Financial, LLC:

• 30-year fixed FHA loan with first-year rates as low as 2.875%** / 5.629% APR**  
• 30-year fixed VA loan with first-year rates as low as 2.875%*** / 4.917% APR***

Contact our team today to schedule an appointment and begin your move this spring.

*The interest rate of 4.875% is based on a 30-year fixed-rate conventional loan amount with a 2/1 buydown and a 5% down payment. The 4.875% interest rate is temporarily reduced to 2.875% for year 1, 3.875% for year 2, and 4.875% for years 3-30. The ANNUAL PERCENTAGE RATE is 5.123%. Program is available on selected Quick Move-In Homes and applies to new contracts only. Promotion does not apply to cancellations, re-writes, or transfers. The seller’s contribution is limited to agency limits which depend on the loan program and LTV. Buyer must occupy the property as their primary residence and meet all qualification requirements of the program. The buyer must make a loan application within 48 hours of contract signing and must close by May 29th, 2026. Minimum credit score of 720 is required. Other financing programs may be available with as little as 3.5% down. The rate is subject to change without notice and is not guaranteed until locked with M/I Financial, LLC. Financing is offered through M/I Financial, LLC (NMLS# 50684). Restrictions do apply. Conforming Conventional loan limits apply.

**The interest rate of 4.875% is based on a 30-year fixed rate FHA loan with a 2/1 buydown on a sales price of $425,000 and a loan amount of $417,302. Financed amount is $7,177.19 which includes the FHA UFMIP of 1.75%. A 3.5% down payment and a minimum credit score of 640 is required. The 4.875% interest rate is temporarily reduced to 2.875% in year 1, 3.875% in year 2 and will be 4.875% in years 3-30. The ANNUAL PERCENTAGE RATE is 5.628%. Program is available on selected Quick Move-In homes and applies to new contracts written by April 30, 2026. Promotion does not apply to cancellations, re-writes, or transfers. The seller’s contribution is limited to agency limits, which depend on the loan program and LTV. Buyers must occupy the property as their primary residence and meet all qualification requirements of the program. The buyer must make a loan application within 48 hours of contract signing and must close by May 29, 2026. Other financing programs may be available with as little as 0% down. The rate is subject to change without notice and is not guaranteed until locked with M/I Financial, LLC. Maximum allowable FHA county loan limits apply. Financing is offered through M/I Financial, LLC (NMLS# 50684). Restrictions do apply.