Fall Into Savings: 3.25% Rate** / 6.012% APR** on a FHA 30-year Fixed Loan with 2/1 Buydown
October 12 - November 8, 2026
As the leaves begin to fall, it's the perfect time to Fall Into Savings on a new home. Take advantage of our seasonal offers and make your move before the end of the year!
Fall into Savings this Fall
This season, let the crisp air and golden leaves inspire your next big move. Let our team guide you home this season with our exclusive 2/1 buydown, designed to lower your monthly payments and help you settle into a new home sooner, without the bidding wars. 🍂
Check out these limited time offers:
- Up to $30,000 Flex Cash on select homes in Powell Ridge.*
- Up to $20,000 Flex Cash on select homes in Gardens of Riverside and Heritage Farms.*
- Up to $15,000 Flex Cash on select homes in Andelina Farms, Cambridge Park and Heritage Square.*
Even More Savings: Select Quick Move-In homes closing by December 18th, 2026 qualify for a 2/1 buydown on a 30-year fixed-rate FHA loan through M/I Financial, LLC.**
- Year 1: 3.25% Rate** / 6.012% APR**
- Year 2: 4.25% Rate** / 6.012% APR**
- Years 3–30: 5.25% Rate**/ 6.012% APR**
Or take advantage of our 2/1 buydown on a 30-year fixed-rate conventional loan through M/I Financial, LLC for Quick Move-In Homes closing by December 18th, 2026.***
- Year 1: 3.875% Rate*** / 6.104% APR***
- Year 2: 4.875% Rate ***/ 6.104% APR***
- Years 3–30: 5.875% Rate*** / 6.104% APR***
Fall into these savings before it's too late!
*Flex cash amount varies per community. Flex cash is only applicable on limited Quick Move-In homes. Not all Quick Move-In homes are eligible. To-be-built homes are not eligible for flex cash. Promotion does not include homes in Harvest Arbor. Eligible home must contract between October 12th and November 8th, 2026 and must close by December 18th, 2026. Promotion does not apply to cancellations, rewrites, or transfers. Offer can change at any time. See New Home Consultant for complete details.
**The interest rate of 5.25% is based on a 30-year fixed-rate FHA loan with a 2/1 buydown on a sales price of $425,000 and a loan amount of $417,302. Financed amount is $417,302, which includes the FHA UFMIP of 1.75%. A 3.5% down payment and a minimum credit score of 640 are required. The 5.25% interest rate is temporarily reduced to 3.25% in year 1, 4.25% in year 2, and will be 5.25% in years 3-30. The ANNUAL PERCENTAGE RATE is 6.012%. Program is available on selected Quick Move-In homes and applies to new contracts only written between October 12, 2026, and November 8, 2026. Promotion does not apply to cancellations, rewrites, or transfers. The seller's contribution is limited to agency limits, which depend on the loan program and LTV. Buyers must occupy the property as their primary residence and meet all qualification requirements of the program. The buyer must make a loan application within 48 hours of contract signing and must close by December 18, 2026. Other financing programs may be available with as little as 0% down. The rate is subject to change without notice and is not guaranteed until locked with M/I Financial, LLC. Maximum allowable FHA county loan limits apply. Financing is offered through M/I Financial, LLC (NMLS# 50684). Restrictions do apply.
***The interest rate of 5.875% is based on a 30-year fixed-rate conventional loan with a 2/1 buydown on a sales price of $425,000 and a loan amount of $403,750. A 5% down payment and a minimum credit score of 720 are required. The 5.875% interest rate is temporarily reduced to 3.875% in year 1, 4.875% in year 2, and will be 5.875% in years 3-30. PMI will be required and is included in the APR. The ANNUAL PERCENTAGE RATE is 6.104%. Program is available on selected Quick Move-In homes and applies to new contracts only written between October 12, 2026, and November 8, 2026. Promotion does not apply to cancellations, rewrites, or transfers. The seller's contribution is limited to agency limits, which depend on the loan program and LTV. Buyers must occupy the property as their primary residence and meet all qualification requirements of the program. The buyer must make a loan application within 48 hours of contract signing and must close by December 18, 2026. Other financing programs may be available with as little as 3.5% down. The rate is subject to change without notice and is not guaranteed until locked with M/I Financial, LLC. Conforming conventional loan limits apply. Financing is offered through M/I Financial, LLC (NMLS# 50684). Restrictions do apply.
Have questions for us?
Ask about current properties or more details about this incentive, or call (248) 836-4526
