Built for Great Rates

*The interest rate of 4.875% is based on a 30-year fixed rate FHA loan with a sales price of $414,508 and a $400,000 loan amount. Financed amount is $407,000 which includes the FHA UFMIP of 1.75%. A 3.5% down payment and a minimum credit score of 640 is required. The ANNUAL PERCENTAGE RATE is 5.6272%. Program is available on selected Quick Move-In homes and applies to new contracts only. Promotion does not apply to cancellations, re-writes, or transfers. The seller’s contribution is limited to agency limits, which depend on the loan program and LTV. Buyer must occupy the property as their primary residence and meet all qualification requirements of the program. The buyer must make a loan application within 48 hours of contract signing and must close by May 31, 2025. Other financing programs may be available with as little as 5% down. The rate is subject to change without notice and is not guaranteed until locked with M/I Financial, LLC. Maximum allowable FHA county loan limits apply. Financing is offered through M/I Financial, LLC (NMLS# 50684). Restrictions do apply. 

**The interest rate of 5.875% is based on a 30-year fixed rate conventional loan. The sales price is $414,508 with a loan amount of $331,606. A 20% down payment and a minimum credit score of 720 is required. The ANNUAL PERCENTAGE RATE is 6.1022%. This program is available on selected Quick Move-In homes and applies to new contracts only. Promotion does not apply to cancellations, re-writes, or transfers. The seller’s contribution is limited to agency limits, which depend on the loan program and LTV. Buyer must occupy the property as their primary residence and meet all qualification requirements of the program. The buyer must make a loan application within 48 hours of contract signing and must close by May 31, 2025. Other financing programs may be available with as little as 5% down. The rate is subject to change without notice and is not guaranteed until locked with M/I Financial, LLC. Conforming Conventional loan limits apply. Financing is offered through M/I Financial, LLC (NMLS# 50684). Restrictions do apply.

***Offer valid on select Quick Move-In homes in Metro Detroit that contract by March 31, 2025 and close by April 30, 2025. The total contribution is not to exceed a maximum of $5,000. "Closing Costs" exclude prepaid items such as taxes, insurance, and escrows. The seller's contribution is limited to agency limits, which depend on the loan program and LTV. The buyer is responsible for any down payment required by the loan program guidelines and any upfront mortgage insurance premiums. $5,000 in closing costs covers all closing costs up to $5,000 and is only available when financing through M/I Financial, LLC (NMLS #50684). Offer is subject to change without notice. The offer is not available for renegotiation on existing contracts. Exclusions apply. Contact an M/I Homes New Home Consultant for complete details.