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*The promotional rate of 5.25% is based on a $349,990 sales price with a $337,740 loan amount. Financed amount is $ 343,650 which includes the FHA UFMIP of 1.75%. A 3.5% down payment and a minimum credit score of 640 is required. The 5.25% interest rate applies to a 30-year fixed rate FHA with a 2/1 buydown. The 5.25% interest rate is temporarily reduced to 3.25% for year 1, 4.25% for year 2, and 5.25% for years 3-30 . The ANNUAL PERCENTAGE RATE is 6.027% Program is available on select homes only and applies to new contracts written on or after September 14, 2026. Promotion does not apply to cancellations, re-writes, or transfers. The seller’s contribution is limited to agency limits, which depend on the loan program and LTV. Buyers must occupy the property as their primary residence and meet all qualification requirements of the program. The buyer must make a loan application within 48 hours of contract signing and must close by December 22, 2026. Other financing programs may be available with as little as 0% down. Rates are subject to change without notice and are not guaranteed until locked with M/I Financial, LLC. Maximum allowable FHA county loan limits apply. Financing is offered through M/I Financial, LLC (NMLS# 50684). Restrictions do apply
**The promotional interest rate of 5.875% is based on a 30-year fixed conventional loan with a 2/1 buydown and 20% down payment. The sales price is $397,625 with a loan amount of $318,100. The 5.875% interest rate is temporarily reduced in year 1 to 3.875%, 4.875% for year 2 and will be 5.875% in years 3-30. The ANNUAL PERCENTAGE RATE IS 5.997%. A minimum credit score of 720 is required. Program is available on select homes only and applies to new contracts written on or after September 14, 2026. Promotion does not apply to cancellations, re-writes, or transfers. The seller’s contribution is limited to agency limits, which depend on the loan program and LTV. Buyer must occupy the property as their primary residence and meet all qualification requirements of the program. The buyer must make a loan application within 48 hours of contract signing and must close by December 22, 2026. Other financing options may be available with as little as 5% down. Rate is subject to change without notice and is not guaranteed until locked with M/I Financial, LLC. Conforming Conventional loan limits apply. Financing is offered through M/I Financial, LLC (NMLS#50684). Restrictions do apply.
***Up to $5,000 in paid closing costs may vary per home and apply to buyer’s costs, including allowable closing costs, prepaid and capital contribution fees up to 3% of the sales price (excludes discount points, future HOA dues and fees from home inspections, radon inspections, or any other purchase-related transaction fees). The seller’s contribution is limited to lender limits of 2% to 6% (depending on the down payment percentage and loan program selected). Buyer will be responsible for any down payment required by the loan program guidelines and any upfront mortgage insurance premiums. The offer is for a limited time only and is subject to change without notice. Some restrictions apply. See New Home Consultant for details.
