Holiday of Homes
Enjoy limited-time seasonal savings through the end of the year including a below market interest rate* and more!
More Details:
Home has a special meaning during the holidays. It’s time spent with family and friends to celebrate holiday traditions.
Enjoy these limited-time seasonal savings on select Quick Move-In homes that can close by the end of the year through M/I Financial, LLC:
2/1 Rate Buydown on 30-year FHA fixed-rate mortgage:*
- Year 1: 2.875% Rate* / 5.632% APR*
- Year 2: 3.875% Rate* / 5.632% APR*
- Year 3-30: 4.875% Rate* / 5.632% APR*
2/1 Rate Buydown on a 30-year conventional fixed-rate mortgage with a 20% Down Payment:**
- Year 1: 3.875% Rate** / 5.9398% APR**
- Year 2: 4.875% Rate** / 5.9398% APR**
- Year 3-30: 5.875% Rate** / 5.9398% APR**
Contact our team today for a list of available homes in your desired neighborhood!
*The payment is based on a $414,507 sales price with a $400,000 loan amount. Financed amount is $407,000 which includes the FHA UFMIP of 1.75%. A 3.5% down payment and a minimum credit score of 640 is required. The interest rate applies to a 30-year FHA loan with a 2/1 buy-down. The interest rate is temporarily reduced to 2.875% for year 1, 3.875% for year 2, and 4.875% for years 3–30. The ANNUAL PERCENTAGE RATE is 5.632%. Program is available on selected Quick Move-In homes and applies to new contracts only. Promotion does not apply cancellations, re-writes, or transfers. The seller’s contribution is limited to agency limits, which depend on the loan program and LTV. Buyer must occupy the property as their primary residence and meet all qualification requirements of the program. The buyer must make a loan application within 48 hours of contract signing and must close by December 31, 2024. Other financing programs may be available with as little as 5% down. The rate is subject to change without notice and is not guaranteed until locked with M/I Financial, LLC. Maximum allowable FHA county loan limits apply. Financing is offered through M/I Financial, LLC (NMLS# 50684). Restrictions do apply. Below-market rate as compared to the weekly Freddie Mac Primary Mortgage Market Survey.
**The payment is based on a $421,053 sales price with a $336,842 loan amount. A 20% down payment and a minimum credit score of 720 is required. The interest rate applies to a 30-year Conventional Loan with a 2/1 buy-down. The interest rate is temporarily reduced to 3.875% for year 1, 4.875% for year 2, and 5.875% for years 3–30. The ANNUAL PERCENTAGE RATE is 5.9398%. Program is available on selected Quick Move-In homes and applies to new contracts only. Promotion does not apply cancellations, re-writes, or transfers. The seller’s contribution is limited to agency limits, which depend on the loan program and LTV. Buyer must occupy the property as their primary residence and meet all qualification requirements of the program. The buyer must make a loan application within 48 hours of contract signing and must close by December 31, 2024. Other financing programs may be available with as little as 5% down. The rate is subject to change without notice and is not guaranteed until locked with M/I Financial, LLC. Conforming Conventional loan limits apply. Financing is offered through M/I Financial, LLC (NMLS# 50684). Restrictions do apply.
Have questions for us?
Ask about current properties or more details about this incentive, or call (317) 207-6777