Move-In Now | Pay Less Tomorrow With Special Financing

Increase your home-buying power and decrease your rate with 1/0 buydown, featuring first-year rates as low as 3.875% Rate* / 5.6362% APR* on a 30-Year Fixed Rate FHA* and 4.50% Rate** / 5.7584% APR** on a 30-Year Fixed Rate Conventional Loan** , offered through M/I Financial, LLC, through new homes that can close by October 30, 2026.


More Details:

Take advantage of our 1/0 buydown on a 30-Year Fixed Rate FHA* or 30-Year Fixed Rate Conventional** Loan TODAY and save thousands!

 - FHA: Year 1 I 3.875% Rate* / 5.6362% APR* Years 2-30 I 4.875% Rate* / 5.6362% APR*

 - Conventional: Year 1 I 4.50% Rate** / 5.7584% APR** Years 2-30 I 5.5% Rate** / 5.7584% APR**

M/I Homes builds quality homes built to last in all the best locations. Explore our Quick Move-In Homes available now and start enjoying your new space sooner.




FHA loan

*The promotional rate is based on a $349,990 sales price with a $337,740 loan amount.  Financed amount is $ 343,650 which includes the FHA UFMIP of 1.75%. A 3.5% down payment and a minimum credit score of 640 is required. The 4.875% interest rate applies to a 30-year fixed rate FHA with a 1/0 buydown.  The 4.875% interest rate is temporarily reduced to 3.875% for year 1, and 4.875% for years 2-30 . The ANNUAL PERCENTAGE RATE is 5.6362% Program is available on select homes only and applies to new contracts written on or after July 31, 2026.  Promotion does not apply to cancellations, re-writes, or transfers. The seller’s contribution is limited to agency limits, which depend on the loan program and LTV. Buyers must occupy the property as their primary residence and meet all qualification requirements of the program. The buyer must make a loan application within 48 hours of contract signing and must close by October 30, 2026. Other financing programs may be available with as little as 0% down. Rates are subject to change without notice and are not guaranteed until locked with M/I Financial, LLC. Maximum allowable FHA county loan limits apply. Financing is offered through M/I Financial, LLC (NMLS# 50684). Restrictions do apply

CONV 20% down

**The promotional interest rate of 5.50% is based on a 30-year fixed conventional loan with a 1/0 buydown and 20% down payment. The sales price is $397,625 with a loan amount of $318,100. The 5.50% interest rate is temporarily reduced in year 1 to 4.5% and will be 5.5% in years 2-30. The ANNUAL PERCENTAGE RATE IS 5.7584%. A minimum credit score of 720 is required. Program is available on select homes only and applies to new contracts written on or after July 31, 2026.  Promotion does not apply to cancellations, re-writes, or transfers. The seller’s contribution is limited to agency limits, which depend on the loan program and LTV. Buyer must occupy the property as their primary residence and meet all qualification requirements of the program. The buyer must make a loan application within 48 hours of contract signing and must close by October 30, 2026. Other financing options may be available with as little as 5% down. Rate is subject to change without notice and is not guaranteed until locked with M/I Financial, LLC.  Conforming Conventional loan limits apply. Financing is offered through M/I Financial, LLC (NMLS#50684). Restrictions do apply.

Communities offering this incentive

Increase your home-buying power and decrease your rate with 1/0 buydown, featuring first-year rates as low as 3.875% Rate* / 5.6362% APR* on a 30-Year Fixed Rate FHA* and 4.50% Rate** / 5.7584% APR** on a 30-Year Fixed Rate Conventional Loan** , offered through M/I Financial, LLC, through new homes that can close by October 30, 2026.