Looking to Move Later? Lock In a Below-Market Rate
Thinking about moving later this year? At M/I Homes, we understand that buying a home is one of the most significant decisions you'll ever make. That's why we're offering a special extended rate lock on a below market rate through M/I Financial, LLC to give you peace of mind and financial stability during your home-buying journey*.
More Details
Now is the time to make your move with confidence.
Our extended rate lock on a 30-year fixed loan offers you stability, peace of mind, and flexibility for homes that can close through August 31st, 2026*. This allows you to move forward with your home purchase knowing your rate is locked in, regardless of market changes.
How It Works:
1. Find your dream home in one of our qualifying communities.
2. Lock in 4.875% Rate* / 4.9249% APR* with M/I Financial, LLC.
3. Experience a smoother homebuying journey, without the stress of rising interest rates and market uncertainty.
Looking to move sooner? M/I Financial offers a program that dramatically lowers your payments for the first two years of your mortgage.
Contact us to learn more and lock in your rate. Your dream home awaits!
*The interest rate of 4.875% is based on a 30-year fixed rate conventional loan. The sales price is $500,000 with a loan amount of $400,000. The ANNUAL PERCENTAGE RATE is 4.9249%. A minimum credit score of 720 is required. 1% prepaid lock deposit due at the time of rate lock. Program is available on select homes only and applies to new contracts written on or after January 13, 2026. Promotion does not apply to cancellations, re-writes, or transfers. The seller’s contribution is limited to agency limits, which depend on the loan program and LTV. Buyer must occupy the property as their primary residence and meet all qualification requirements of the program. The buyer must make a loan application within 48 hours of contract signing and must close by August 31st, 2026. Other financing options may be available with as little as 5% down. Rate is subject to change without notice and is not guaranteed until locked with M/I Financial, LLC. Conforming Conventional loan limits apply. Financing is offered through M/I Financial, LLC (NMLS# 50684). Restrictions do apply. Illinois Residential Mortgage License Nationwide Multistate Licensing System and Registry’s Consumer Access website (nmlsconsumeraccess.org).
Have questions for us?
Ask about current properties or more details about this incentive, or call (630) 360-9080