First-Year Rates as Low as 1.875% / 4.6315% APR (FHA)* and 2.875% / 4.9353% APR (Conventional)**

For a limited time, you can secure first-year rates as low as 1.875% Rate* / 4.6315% APR* on a 30-year fixed FHA mortgage or 2.875% / 4.9353% APR** on a 30-year conventional mortgage. These temporary 2/1 mortgage rate buydowns are available for select homes that can close by December 18th, 2024.*

More Details

Right now, we're offering limited-time incentives on select Quick Move-In homes throughout Chicagoland's most desirable neighborhoods.

Quick Move-In Home Offers Include: 

✓ 2/1 Rate Buydown on a 30-year FHA fixed-rate mortgage:*

• Year 1: 1.875% Rate* / 4.6315% APR*
• Year 2: 2.875% Rate* / 4.6315% APR*
• Years 3–30: 3.875% Rate* / 4.6315% APR*

✓ 2/1 Rate Buydown on a 30-year conventional fixed-rate mortgage:**

• Year 1: 2.875% Rate** / 4.9353% APR**
• Year 2: 3.875% Rate** / 4.9353% APR**
• Years 3–30: 4.875% Rate** / 4.9353% APR** 

✓ Plus, Paid Closing Costs up to $3,000^†

These amazing offers won't last long, so contact our team today to schedule an appointment!

*Valid on a limited number of new contracts written on Tuesday October 8th through Thursday October 31st, 2024. The payment is based on a $339,990 sales price with a $385,990 loan amount. Financed amount is $392,745 which includes the FHA UFMIP of 1.75%. A 3.5% down payment and a minimum credit score of 640 is required. The interest rate applies to a 30-year Federal Housing Authority loan with a 2/1 buy-down. The interest rate is temporarily reduced to 1.875% for year 1, 2.875% for year 2, and 3.875% for years 3–30. The ANNUAL PERCENTAGE RATE is 4.6315%. Program is available on selected Quick Move-In homes and applies to new contracts only. Promotion does not apply cancellations, re-writes, or transfers. The seller’s contribution is limited to agency limits, which depend on the loan program and LTV. Buyer must occupy the property as their primary residence and meet all qualification requirements of the program. The buyer must make a loan application within 48 hours of contract signing and must close by December 18, 2024. Other financing programs may be available with as little as 5% down. The rate is subject to change without notice and is not guaranteed until locked with M/I Financial, LLC. Financing is offered through M/I Financial, LLC (NMLS# 50684). Restrictions do apply. Illinois Residential Mortgage License Nationwide Multistate Licensing System and Registry's Consumer Access website (https://nmlsconsumeraccess.org).