Built for Great Rates
For a limited time, you can secure first-year rates as low as 2.875%* / 5.6272% APR* with a 2/1 buydown on a 30-year fixed FHA mortgage or 3.875%** / 5.9223% APR** with a 2/1 buydown on a 30-year fixed conventional mortgage. These temporary mortgage rate buydowns are available for select homes that can close by May 31st, 2025.*
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Across the country, M/I Homes is built for you.
Built for new beginnings, low-maintenance, and great neighborhoods. For Quick Move-In homes or a guided homebuilding journey. Built for more buying power, more home, and lower payments.
For a limited time, you can secure a great fixed rate on homes that can close by May 31st 2025, offered through M/I Financial, LLC:
- 2/1 Rate Buydown on a 30-year FHA Fixed-rate Mortgage:
- Year 1: 2.875% Rate* / 5.6272% APR*
- Year 2: 3.875% Rate* / 5.6272% APR*
- Years 3-30: 4.875% Rate* / 5.6272% APR*
- 2/1 Rate Buydown on a 30-year Conventional Fixed-rate Mortgage:
- Year 1: 3.875% Rate** / 5.9223% APR**
- Year 2: 4.875% Rate** / 5.9223% APR**
- Years 3-30: 5.875% Rate** / 5.9223% APR**
Our team of experts is ready to assist you with the home buying process from start to finish. Contact us today to learn more about these exclusive offers!
*Valid on eligible new contracts written on March 10th 2025, through March 31st, 2025. A 3.5% down payment and a minimum credit score of 640 is required. The interest rate applies to a 2/1 temporary buydown on a 30-year FHA fixed-rate loan. In the first year, the interest rate is 2.875%. In the second year, the interest rate is 3.875%. In years 3 through 30, the interest rate is 4.875%. The ANNUAL PERCENTAGE RATE is 5.6272%. The program is available on selected Quick Move-In homes and applies to new contracts only. Promotion does not apply to cancellations, re-writes, or transfers. The seller's contribution is limited to agency limits, which depend on the loan program and LTV. Buyer must occupy the property as their primary residence and meet all qualification requirements of the program. The buyer must make a loan application within 48 hours of contract signing and must close by May 31st, 2025. Other financing programs may be available with as little as 5% down. The rate is subject to change without notice and is not guaranteed until locked with M/I Financial, LLC. Maximum allowable FHA county loan limits apply. Financing is offered through M/I Financial, LLC (NMLS# 50684). Restrictions do apply—Illinois Residential Mortgage License Nationwide Multistate Licensing System and Registry's Consumer Access website (https://nmlsconsumeraccess.org).
**Valid on eligible new contracts written on March 10th 2025, through March 31st, 2025. A 20% down payment and a minimum credit score of 720 is required. The interest rate applies to a 2/1 temporary buydown on a conventional fixed-rate loan. In the first year, the interest rate is 3.875%. In the second year, the interest rate is 4.875%. In years 3-30, the interest rate is 5.875%. The ANNUAL PERCENTAGE RATE is 5.9223%. The program is available on selected Quick Move-In homes and applies to new contracts only. Promotion does not apply to cancellations, re-writes, or transfers. The seller's contribution is limited to agency limits, which depend on the loan program and LTV. Buyer must occupy the property as their primary residence and meet all qualification requirements of the program. The buyer must make a loan application within 48 hours of contract signing and must close by May 31st, 2025. Other financing programs may be available with as little as 5% down. The rate is subject to change without notice and is not guaranteed until locked with M/I Financial, LLC. Conforming Conventional loan limits apply. Financing is offered through M/I Financial, LLC (NMLS# 50684). Restrictions do apply—Illinois Residential Mortgage License Nationwide Multistate Licensing System and Registry's Consumer Access website (https://nmlsconsumeraccess.org).
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Ask about current properties or more details about this incentive, or call (630) 360-9080