5.875% Promo Rate* / 6.44% APR* 30-Year Fixed-Rate Conventional Loan on 2nd Homes.
September 16 - November 28, 2025
For a limited time, secure a 5.875% Rate* / 6.44% APR* on a 30-year fixed-rate conventional loan for second/vacation homes in SWFL!
Details:
Dreaming of a vacation home by the beach? Now’s the time! M/I Homes is offering exclusive, limited-time financing for second homes with a special 5.875% Rate* / 6.44% APR* on 30-year fixed-rate conventional loans.* This opportunity is available for new contracts signed after September 15,2025, and only while special-rate funds last—first come, first served!
Fixed 5.875% Rate* / 6.44% APR* on 30-year conventional loans*
Only available for second homes
Must close by November 28th, 2025
Secure your dream vacation home NOW with this fantastic special rate!
*The interest rate of 5.875% is based on a 30-year fixed rate conventional loan on a sales price of $500,000 with a loan amount of $400,000. A 20% down payment and a minimum credit score of 720 is required. The ANNUAL PERCENTAGE RATE is 6.44%. Program is available on selected Quick Move-In homes and applies to new contracts only written after 9/15/2025. Promotion does not apply to cancellations, re-writes, or transfers. The seller’s contribution is limited to agency limits, which depend on the loan program and LTV. This rate is available for second homes only. Buyers must meet all qualification requirements of the program. Must make a loan application within 48 hours of contract signing and must close by November 28th, 2025. The rate is subject to change without notice and is not guaranteed until locked with M/I Financial, LLC. Conforming Conventional loan limits apply. Financing is offered through M/I Financial, LLC (NMLS# 50684). The borrower cannot be affiliated with the builder, developer or seller of the property. Restrictions do apply.
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Communities offering this incentive
For a limited time, secure a 5.875% Rate* / 6.44% APR* on a 30-year fixed-rate conventional loan for second/vacation homes in SWFL!