5.875% Rate* / 6.110% APR* for Second Homes on 30-year Fixed-Rate Conventional Loans

For a limited time, secure a 5.875% Rate* / 6.110% APR* on 30-year fixed-rate conventional loans offered through M/I Financial, LLC for second or vacation homes and investment properties.

Details

Dreaming of a vacation home by the beach or a smart investment property? Now’s the time! We're offering exclusive, limited-time financing for second homes and investment properties with a special 5.875% Rate* / 6.110% APR* on 30-year fixed-rate conventional loans offered through M/I Financial, LLC.* This opportunity is available for new contracts signed after June 4, and only while special-rate funds last—first come, first served! 

• 5.875% Rate* / 6.110% APR* on 30-year fixed-rate conventional loans*
• Available for vacation homes and investment properties
• Must close by November 28th, 2025

Whether you're planning your perfect getaway spot or building your real estate portfolio, this is your chance to make it happen with great savings.

*The interest rate of 5.875% is based on a 30-year fixed-rate conventional loan on a sales price of $399,999 with a loan amount of $319,999. A 20% down payment and a minimum credit score of 720 are required. The ANNUAL PERCENTAGE RATE is 6.110%. The program is available on selected Quick Move-In homes and applies to new contracts only written on and after 9/16/2025. Promotion does not apply to cancellations, rewrites, or transfers. The seller's contribution is limited to agency limits, which depend on the loan program and LTV. This rate is available for second homes and non-owner-occupied homes only. Buyers must meet all qualification requirements of the program. Must make a loan application within 48 hours of contract signing and must close by 11/28/ 2025. The rate is subject to change without notice and is not guaranteed until locked with M/I Financial, LLC. Conforming Conventional loan limits apply. Financing is offered through M/I Financial, LLC (NMLS# 50684). The borrower cannot be affiliated with the builder, developer, or seller of the property. Restrictions do apply.