Holiday of Homes

For a limited time, you can secure a 2/1 buydown with first-year rates as low as 2.875%* / 5.632% APR* on a 30-year FHA loan or a 3.875%** / 5.9398% APR** on a 30-year conventional loan.

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Home has a special meaning during the holidays. It's time spent with family and friends to celebrate holiday traditions.

Enjoy these limited-time seasonal savings on select Quick Move-In homes that can close by the end of the year:

✓ 2/1 Rate Buydown on a 30-year FHA fixed-rate mortgage:

• Year 1: 2.875% Rate* / 5.632% APR*
• Year 2: 3.875% Rate* / 5.632% APR*
• Years 3–30: 4.875% Rate* / 5.632% APR*

✓ 2/1 Rate Buydown on a 30-year conventional fixed-rate mortgage:*:

• Year 1: 3.875% Rate** / 5.9398% APR **
• Year 2: 4.875% Rate** / 5.9398% APR**
• Years 3–30: 5.875% Rate** 5.9398% APR**

✓ Plus, paid closing costs up to $10,000***

Contact our team today for a list of available homes in your desired neighborhood!

*The APR is based on a $400,000 loan amount. The financed amount is $407,000, which includes the FHA UFMIP of 1.75%. A 3.5% down payment and a minimum credit score of 640 is required. The interest rate applies to a 30-year FHA loan with a 2/1 buydown. The interest rate is temporarily reduced to 2.875% for year 1, 3.875% for year 2, and 4.875% for years 3–30. The ANNUAL PERCENTAGE RATE is 5.632%. Program is available on selected Quick Move-In homes and applies to new contracts only. Promotion does not apply to cancellations, re-writes, or transfers. The seller's contribution is limited to agency limits, which depend on the loan program and LTV. Buyer must occupy the property as their primary residence and meet all qualification requirements of the program. The buyer must make a loan application within 48 hours of contract signing and must close by December 31, 2024. Other financing programs may be available with as little as 5% down. The rate is subject to change without notice and is not guaranteed until locked with M/I Financial, LLC. Maximum allowable FHA county loan limits apply. Financing is offered through M/I Financial, LLC (NMLS# 50684). Restrictions do apply.

**A 20% down payment and a minimum credit score of 720 is required. The interest rate applies to a 30-year Conventional Loan with a 2/1 buy-down. The interest rate is temporarily reduced to 3.875% for year 1, 4.875% for year 2, and 5.875% for years 3–30. The ANNUAL PERCENTAGE RATE is 5.9398%. Program is available on selected Quick Move-In homes and applies to new contracts only. Promotion does not apply to cancellations, re-writes, or transfers. The seller's contribution is limited to agency limits, which depend on the loan program and LTV. Buyer must occupy the property as their primary residence and meet all qualification requirements of the program. The buyer must make a loan application within 48 hours of contract signing and must close by December 31, 2024. Other financing programs may be available with as little as 5% down. The rate is subject to change without notice and is not guaranteed until locked with M/I Financial, LLC. Conforming Conventional loan limits apply. Financing is offered through M/I Financial, LLC (NMLS# 50684). Restrictions do apply.

***Up to $10,000 in paid closing costs for Quick Move-In contracts apply to buyer's costs, including lender fees, title fees, prepaid escrows, and third-party fees, and require the use of M/I Financial, LLC. The amount of closing costs varies by community. Buyers are responsible for the buyer's portion of prorated HOA fees and/or dues. The Seller's contribution is limited to agency limits of 3% to 6% (depending on the percentage of down payment and loan program). Buyer will be responsible for any down payment required by the loan program guidelines and any upfront mortgage insurance premiums. The market rates below also vary by home and community. Financing is offered through M/I Financial, LLC NMLS #50684. Some restrictions apply. Promotional offers are valid on contracts written before December 31, 2024 only. Contact an NHC or an M/I Financial representative with any questions or to qualify for a home loan.