Lower Payments with 2/1 Buydown

*Rate is based off of the Conventional Market Rate in August 2025. THE ANNUAL PERCENTAGE RATE is 7.048% and is based on a sales price of $896,000 with a loan amount of $806,400 and a monthly payment of $5,230.

**The payment is based on a $299,990 sales price with a $289,490 loan amount. Financed amount is $294,556 which includes the FHA UFMIP of 1.75%. A 3.5% down payment and a minimum credit score of 640 is required. The 4.875% interest rate applies to a 30-year fixed rate FHA loan with a 2/1 buy-down. In the first year, the interest rate is 2.875% and the principal and interest payment are $1222.09. In years 2, the interest rate is 3.875% and the principal and interest payments are $1385.11. In years 3 through 30, the interest rate is 4.875% and principal and interest payments $1558.81. Payment do not include taxes, insurance, HOA, or FHA monthly mortgage insurance, which means your total mortgage payment will be higher. The ANNUAL PERCENTAGE RATE is 5.645%. Program is available on selected Quick Move In homes and applies to new contracts only. Promotion does not apply cancellations, re-writes, or transfers. The seller’s contribution is limited to agency limits, which depend on the loan program and LTV. Buyer must occupy the property as their primary residence and meet all qualification requirements of the program. The buyer must make a loan application within 48 hours of contract signing and must close by November 28, 2025. The rate is subject to change without notice and is not guaranteed until locked with M/I Financial, LLC. Maximum allowable FHA county loan limits apply. Financing is offered through M/I Financial, LLC (NMLS# 50684). Restrictions do apply.